We use cookies to help provide you with the best possible online experience. By using this site, you agree that we may store and access cookies on your device. You can find out more and set your own preferences here.


YourPoints World MasterCard - our loyalty card

YourPoints World MasterCard - our loyalty card

NatWest World Card. Plus get 2,500 bonus points.
  • 1 point for every £1 spent
    Use towards flights, holidays and some great brands like M&S, Boots and Amazon
  • 0% for 13 months on purchases and balance transfers (2.9% fee, min £5)


To apply you need to be

  • aged 18 or over
  • a UK resident
  • earn over £10,000 per year





Do you have an Advantage Gold current account?
If you do, you will get a 1% initial discount on the APR for at least 12 months. Rates variable. Monthly account fee for Advantage Gold is £12.95.

Do you have an Advantage Gold current account?
If you do, you will get a 1% initial discount on the APR for at least 12 months. Rates variable. Monthly account fee for Advantage Gold is £12.95.

To take advantage of this discount please call us on 0800 096 0220 to apply. Minicom 0800 917 0526.

Calls may be recorded.

Continue

Please make a selection

Left Arrow
Apply online

Other important information

0% on balance transfers for 13 months from account opening (2.9% fee, min £5) on any balances you transfer within three months of opening your account. 0% on purchases for 13 months from account opening. Thereafter the standard annual rate for balance transfers and purchases will be 17.95% p.a. (variable).

We may end any introductory offer, including any balance transfer offer, if you do not pay on time or stay within the credit limit.

Balance transfers are limited to 95% of the credit limit.

Balance transfers from other Royal Bank of Scotland Group cards are not permitted.

Credit Card Applications including a Balance Transfer
It may take up to three weeks to process your application and for the payment to reach your other accounts. In this time you need to continue to make payments to your other cards to keep them up to date and avoid paying any penalty fees.

As the funds transfer process is currently taking 2 days longer than required we will be refunding 2 days interest to you for the Balance Transfer. This is to compensate you for 2 days interest that you may have been charged by your current provider(s). The interest refund is calculated at an annual interest rate of 29.9%. The refund will appear on your next statement, once the account has been approved and the transfer agreed.

Interest on fees and charges is payable in line with our terms and conditions

National Westminster Bank PLC. Registered in England. No. 929027.
Registered Office: 135 Bishopsgate, London, EC2M 3UR

Representative Example:

Representative APR:

17.9% APR (variable)

Purchase rate:

17.95% p.a. (variable)

Assumed credit limit:

£1,200

The actual credit limit assigned to your account will vary depending on our credit assessment of you.

Please read before you apply

You will be offered optional Card Protection Plus cover when you apply. Please read "Key Facts about our insurance services (PDF File 81KB)"

and make sure...

  • You know your income, employer's name and address
  • You have your last three years address details
  • You have not already applied for this card within the last six months

(These are for information only and do not replace the Terms and Conditions in the application process)