Credit cards - which card is right for you?

Special offer. 0% interest for 18 months on purchases

Looking for a credit card with a great introductory purchase rate?
Our special offer means no interest on purchases for 18 months

  • 0% interest for 18 months from account opening on purchases
  • Entry to our YourPoints loyalty programme - earn 1 point for £1 spent
  • Get 2,500 bonus YourPoints every year

Representative Example:

Representative APR:

17.9% APR
(variable)

Purchase rate

17.95% APR
(variable)

Assumed Credit limit

£1,200

The actual credit limit assigned to your account will vary depending on our credit assessment of you.

More on this Special Offer

At the end of the introductory period, purchases will be 17.95% p.a. (variable). Must earn over £10k p.a. Available to over 18s only, who are resident in the UK. Online only offer, for a limited period only.

From account opening you could get:

  • Balance transfers 0% for 22 months
    (3.2% fee, min £5)
  • Purchases 0% for 6 months
  • Plus a range of offers & discounts

Representative Example:

Representative APR:

17.9% APR (variable)

Purchase rate:

17.95% p.a. (variable)

Assumed credit limit:

£1,200

The actual credit limit assigned to your account will vary depending on our credit assessment of you.

At the end of the introductory period, balance transfers and purchases will be 17.95% p.a. (variable).

More on Platinum card

Earn over £10k p.a.
Available to over 18s only.
Online offer only.

From account opening you could get:

  • 1 point for every £1 spent
    use towards flights, holidays and some great brands like
    M&S, Boots and Amazon.
  • Get 2,500 bonus YourPoints every year
  • 0% interest for 13 months on purchases &
    balance transfers (2.9% BT fee, min £5)

Representative Example:

Representative APR:

17.9% APR (variable)

Purchase rate:

17.95% p.a. (variable)

Assumed credit limit:

£1,200

The actual credit limit assigned to your account will vary depending on our credit assessment of you.

At the end of the introductory period, balance transfers and purchases will be 17.95% p.a. (variable).

More on YourPoints World Card

Earn over £10k p.a.
Available to over 18s only.

You may also be interested in:

Student Credit Card

The perfect companion to your student current account helps you take control of your finances.

Representative 18.9% APR (variable).

Available to over 18s only

Private Credit Card

With a Private Banking Credit Card,certain benefits come as standard. Minimum income to apply:100k

Representative 14.9% APR (variable).

Available to over 18s only

We may end any introductory offer, including any balance transfer offer, if you do not pay on time or stay within your credit limit.

Other offers available in branch.

National Westminster Bank PLC. Registered in England. No. 929027. Registered Office: 135 Bishopsgate, London, EC2M 3UR.