Equity release loan
Your Spanish property may be repossessed if you do not keep up repayments on your mortgage.
The Spanish Mortgage is not just for those purchasing or building property in Spain. Our equity release loan allows you to release capital secured in your Spanish property to use for home improvements, investments or even as part of your financial planning.
Make the most of your Spanish home
The Spanish Mortgage offers a way to unlock the value tied up in your Spanish home without having to sell it.
The Spanish Mortgage - Key Points
| Minimum loan amount | 100,000 euros |
| Minimum loan term | 3 years |
| Maximum loan term | 25 years |
| Minimum age at start | 18 years of age |
| Maximum age at expiry | 70 years of age |
| Maximum Loan to Value (LTV) | 65% of the purchase price or valuation of the Spanish property, whichever is lower (60% for interest only mortgages) |
| Currency options | Available in euro |
A first charge will be required over the Spanish property and the necessary local authority permissions must be obtained.
For further information on purchasing property in Spain please visit our Spanish Mortgage website.
The Spanish Mortgage is provided by Adam & Company plc trading as NatWest, a UK subsidiary of The Royal Bank of Scotland Group.
Apply now
Contact our Spanish Mortgage team on:
0845 900 8000
(calling from the UK)
00350 200 40013
(calling from overseas)
Lines are open: Mon to Fri 8am-4pm GMT (excl. public holidays).
Calls may be recorded.