Flexible mortgages

A flexible mortgage offers you the ability to overpay, underpay, take repayment holidays and offset eligible current and savings account balances to help you repay your mortgage early.

» What suits you?

Click on a solution to find out more about its benefits, rates and how you can apply.

Current account mortgage
Combine your mortgage, savings and current account using NatWest One to help reduce your monthly interest bill.

Offset flexible mortgage
A flexible mortgage that changes as your financial circumstances change.

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Ways to apply




Call us

Call us on
08000 969 527

Minicom
0800 917 0789


Monday to Friday 8am-8pm
weekends 10am-4pm
(excluding public holidays)


Online agreement in principle


View all contact options