Remortgage

The chances are you're remortgaging because you're coming to the end of your current mortgage deal and looking for another one. Well, we've some great deals to offer you. Browse the mortgages table below for more information.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

Save money today, plus you:

  • can choose a deal with no legal or valuation fees
  • can choose a fixed or discounted variable mortgage
  • can choose to pay off capital and interest, interest only, or a combination of both
  • can review your protection arrangements at the same time

Early repayment charge and arrangement fees apply.

Please read this important legal information

Remortgaging guide

About remortgaging

Initial
rate
UntilRate
thereafter
Overall cost for
comparison
Minimum
deposit
Early repayment
charge

2-year fixed-rate Remortgage (up to 75% LTV)

Updated 30/06/2008
6.39%31/08/20107.19% variable7.4% APR25%3% until 31/08/2010
  • We will pay our legal fees for standard remortgaging only, provided our nominated solicitor is used
  • No valuation fee
  • You can overpay up to 10% of your outstanding mortgage balance each year without extra charge
  • Product fee £899
  • Minimum loan £25,000
  • Also available for Existing Customers who are switching their current mortgage deal
Calculate payments
Useful numbers
Agreement in principle
(Ref: fix9)

2 year remortgage fixed rate (up to 75% LTV)

Updated 30/06/2008
6.69%31/08/20107.19% variable7.4% APR25%3% until 31/08/2010
  • We will pay our legal fees for standard remortgaging only, provided our nominated solicitor is used
  • No valuation fee
  • You can overpay up to 10% of your outstanding mortgage balance each year without extra charge
  • Product fee £399
  • Minimum loan £25,000
  • Maximum loan £100,000
  • Also available for Existing Customers who are switching their current mortgage deal
Calculate payments
Useful numbers
Agreement in principle
(Ref: fix15)

2-year Remortgage fixed-rate (up to 90% LTV)

Updated 30/06/2008
6.79%31/08/20107.19% variable7.4% APR10%3% until 31/08/2010
  • We will pay our legal fees for standard remortgaging only, provided our nominated solicitor is used
  • No valuation fee
  • You can overpay up to 10% of your outstanding mortgage balance each year without extra charge
  • Product fee £899
  • Minimum loan £25,000
  • Also available for Existing Customers who are switching their current mortgage deal
Calculate payments
Useful numbers
Agreement in principle
(Ref: fix11)

2-year Remortgage fixed rate (up to 95% LTV)

Updated 30/06/2008
7.14%31/08/20107.19% variable7.5% APR5%3% until 31/08/2010
  • We will pay our legal fees for standard remortgaging only, provided our nominated solicitor is used
  • No valuation fee
  • You can add the product fee to your mortgage, this means interest is charged on fees at the mortgage interest rate for the term of the mortgage
  • Product fee £899
  • Minimum loan £25,000
  • Only available for capital repayment mortgages
  • Also available for Existing Customers who are switching their current mortgage deal
Calculate payments
Useful numbers
Agreement in principle
(Ref: fix43)

5-year remortgage fixed-rate (up to 75% LTV)

Updated 30/06/2008
6.64%31/08/20137.19% variable7.3% APR25%5% until 31/08/2009
4% until 31/08/2010
3% until 31/08/2011
2% until 31/08/2012
1% until 31/08/2013
  • We will pay our legal fees for standard remortgaging only, provided our nominated solicitor is used
  • No valuation fee
  • You can overpay up to 10% of your outstanding mortgage balance each year without extra charge
  • Product fee £899
  • Minimum loan £25,000
  • Also available for Existing Customers who are switching their current mortgage deal
Calculate payments
Useful numbers
Agreement in principle
(Ref: fix14)

5-year Remortgage fixed-rate (up to 90% LTV)

Updated 30/06/2008
6.79%31/08/20137.19% variable7.3% APR10%5% until 31/08/2009
4% until 31/08/2010
3% until 31/08/2011
2% until 31/08/2012
1% until 31/08/2013
  • We will pay our legal fees for standard remortgaging only, provided our nominated solicitor is used
  • No valuation fee
  • You can overpay up to 10% of your outstanding mortgage balance each year without extra charge
  • Product fee £899
  • Minimum loan £25,000
  • Also available for Existing Customers who are switching their current mortgage deal
Calculate payments
Useful numbers
Agreement in principle
(Ref: fix13)

5-year Remortgage fixed-rate (up to 95% LTV)

Updated 30/06/2008
7.14%31/08/20137.19% variable7.5% APR5%5% until 31/08/2009
4% until 31/08/2010
3% until 31/08/2011
2% until 31/08/2012
1% until 31/08/2013
  • We will pay our legal fees for standard remortgaging only, provided our nominated solicitor is used
  • No valuation fee
  • You can overpay up to 10% of your outstanding mortgage balance each year without extra charge
  • Product fee £899
  • Minimum loan £25,000
  • Only available for capital repayment mortgages
  • Also available for Existing Customers who are switching their current mortgage deal
Calculate payments
Useful numbers
Agreement in principle
(Ref: fix34)