Premier Banking

Compare our Premier bank accounts

£150 Switch & Stay offer now live

More than just your everyday bank account

Eligible for our £150 Switch & Stay offer

One-to-one support for more complex financial decisions.

Everyday banking tasks made easier with our Mobile Banking app. Criteria applies

Round the clock help, online or over the phone.

No monthly fee

To apply, you must be 18+ and a UK resident. Switch & Stay offer T&C apply. Limited time offer.

To open a Premier account you'll need...

To be 18+, a permanent UK resident and meet one of the following:

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Minimum £100k sole income or £120k joint income paid into your NatWest account
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Mortgage borrowings

£500k minimum mortgage borrowing with us
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Savings or Investments

Minimum £100k savings or investments held with us

Premier Reward accounts

Bank accounts packed with benefits combined with our Premier Banking service to help you achieve your financial goals.

To apply, you must be 18+ and a UK resident.

For new and existing customers

Eligible for Limited time £150 Switch & Stay offer. T&Cs apply.

For £2 a monthly fee, you'll get:

£9 a month back in Rewards for 2 Direct Debits - they need to be at least £4.50 each.

£1 a month back in Rewards when you log in to our Mobile Banking app.

Earn at least 1% at partner retailers when you use your NatWest debit card.

Convert Rewards into money by transferring it into your NatWest account.

You'll need to pay at least £1250 into your NatWest account every month.

For existing current account customers only

Eligible for Limited time £150 Switch & Stay offer. T&Cs apply.

Worldwide travel insurance and airport lounge access.

24/7 Black Concierge Service and cinema discount valid at over 250 UK cinemas.

UK & European car breakdown cover.

Home Emergency Service.

£9 a month back in Rewards for 2 Direct Debits - they need to be at least £4.50 each.

£1 a month back in Rewards when you log in to our Mobile Banking app.

All of this and more for £31 a month.

Our £150 Switch & Stay offer

Switch to us to get our offer of £100, and an extra £50 if you stay. 

For new customers

To switch in, choose an eligible account from the selection above & select the option to switch in during your application.

For our existing customers

You can switch your banking to us if you already have a Select, Reward, Reward Silver, Reward Platinum or Reward Black account. Visit our Switching page to start your application to switch in or learn more.

You can also read on for more information on how the offer works.

How the offer works

Apply to Switch

Simply apply via our website or mobile app for a Premier Select or Reward account and request to switch from your existing bank during your application by 5pm 2nd of December 2021. If your account is opened successfully we'll automatically move your existing payments and close your old current account within 7 days.

For the initial £100

Pay in at least £1,500 in total and log in to our mobile app or Online Banking by 13th January 2022. Your first £100 will be paid into your NatWest account by 11th February 2022.

For an extra £50

Once qualified for the £100 payment, make 10 eligible debit and/or credit transactions (excluding interest, fees and charges) on your account every calendar month between January & September 2022. After that we’ll give you the £50 by 30th November 2022.

Change account

Already a NatWest customer and in need of a change? Find out what you'll need to change your account online. Account changes not part of current £150 Switch & Stay offer.

Joint accounts

If you're looking to share your account with another, a joint bank account could make sense and if you also switch an account elsewhere into us, you could get our £150 Switch & Stay offer. T&Cs apply. Limited time offer.

Why choose Premier?

Premier Banking

One-to-one support

You’ll have a Premier Banking Manager to help make your financial life easier. From your first conversation, they'll get to know you, your current circumstances and any plans you might already have in place.

Help on hand 24/7

You'll also have a team of experts available online or on the phone to support you when and where you need it - no waiting, straight through.

Specialist teams

If you need help with something more complex, your Premier Banking Manager can connect you with specialist teams to get the help you need.

I'm already a NatWest customer

If you're an existing NatWest customer you can talk to us about joining or changing your existing account.
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Change my existing account

In need of a change? Take a look at our Premier accounts and see if one suits you. Follow the steps to 'change your account' from your preferred account page.
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Talk to us about Premier

Already a NatWest customer? Speak to one of our team about joining Premier. We'll confirm a few details and arrange a time that suits to speak to one of our Premier Banking Managers who'll help get you started with Premier.

Get the most from your account

Manage your account

Set-up your account or want to squeeze every last bit of goodness out of your account? We’ve got some useful tips.


Learn more about Rewards or find out how to set-up your MyRewards account. Find out everything you need to know.

Membership Services

Get the most from your packaged account benefits. Sign-up or log in to Membership Services and get started today.

Travelling abroad? Make the most of your break

Our tips and tools can help you get prepared, with everything from using your cards abroad to how to order foreign currency.

Free Receipt Management tool for Premier customers

Losing a receipt can be a pain, especially for valuable items. As a Premier customer you can use our Receipt Management tool to effortlessly store, track and capture your receipts using our Mobile Banking app. As a Premier customer it's completely free, yes free!

Mobile App criteria applies. Receipt Management available on selected devices. This service is available to Premier & Business Banking customers only.

Financial Services Compensation Scheme

Your eligible deposits with NatWest are protected up to a total of £85,000 by the Financial Services Compensation Scheme, the UK's deposit guarantee scheme.

Read about the Financial Services Compensation Scheme (PDF, 3.8MB)