Over longer periods of time (five years or more), investments such as stocks, shares and funds have the potential to give you higher returns compared to cash savings. But the value of investments can fall as well as rise. Eligibility criteria, fees and charges apply. Investing is for the longer term.
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Our investment accounts
We offer a range of investment options, including accounts which help you make the most of tax-efficient savings, like ISAs, Junior ISAs and pensions. Whether you're planning for retirement, saving for your child's future, or looking for a smart
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Tax reliefs referred to are those applied under current legislation, which may change. The availability and the value of any tax relief will depend on your individual circumstances.
Stocks and Shares ISA
An easy, tax-efficient way to get started Start investing from £50.
You could invest up to £20,000 each tax year, with no UK Income or Capital Gains Tax on any money you make.
Choose an investment fund you’re comfortable with from five straightforward options.
Our Stocks and Shares ISA endorsed as Which? Great Value.
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General Investment Account
A flexible way to invest, when you've used your ISA allowance
You can invest an unlimited amount, have flexible access to your money, and manage it alongside other NatWest accounts. Any returns may be subject to UK Income and Capital Gains Tax.
You can withdraw money from a General Investment Account whenever you like, but it is designed for the long term.
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Personal Pension
A tax-efficient path to financial security in retirement
Choose a ready -made investment that suits your retirement goals and investment style if you don't have a workplace pension
Transfer existing pensions for a clearer view of your retirement plans (exit fees may apply)
Benefit from tax relief on what you pay in – a payment of £100 into your pension turns into £125 (limits apply).
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Junior Stocks and Shares ISA
Give your child a head start with investing
Invest an initial amount of £50 or set up a regular monthly payment from just £10.
Invest up to £9,000 per child for the current tax year with no UK Income or Capital Gains Tax.
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