Reward Black credit card

Rewards, plus no foreign transaction fees on purchases

  • 1% back in Rewards in supermarkets (0.5% at their petrol stations and everywhere else).
  • Or 1% to 15% back in Rewards at our partner retailers.
  • Got a Reward Black account? We'll refund the annual fee of £84.
  • No foreign transaction fees on purchases abroad.

(You'll still pay fees if you take money out of cash machines abroad or get a money advance. You may also pay local fees.)

Representative Example - Representative 40.7% APR(variable). Purchase rate 21.9% p.a (variable). Assumed credit limit: £1200. Annual fee: £84 (or £0 if you have a Reward Black current account).

Your credit limit and APR may be different. They depend on our credit assessment of you. For interest on fees and charges, see our terms. 

To apply, you must be a UK resident, aged 18+ and earn £15k+ each year.  

Reward Black credit card

Rewards, plus no foreign transaction fees on purchases

  • 1% back in Rewards in supermarkets (0.5% at their petrol stations and everywhere else).
  • Or 1% to 15% back in Rewards at our partner retailers.
  • Got a Reward Black account? We'll refund the annual fee of £84.
  • No foreign transaction fees on purchases abroad.

(You'll still pay fees if you take money out of cash machines abroad or get a money advance. You may also pay local fees.)

Representative Example - Representative 40.7% APR(variable). Purchase rate 21.9% p.a (variable). Assumed credit limit: £1200. Annual fee: £84 (or £0 if you have a Reward Black current account).

Your credit limit and APR may be different. They depend on our credit assessment of you. For interest on fees and charges, see our terms. 

To apply, you must be a UK resident, aged 18+ and earn £15k+ each year.  

Good to know...

Before you start, please take a look at our important legal info:

Let's start by checking your eligiblity...

We'll check your eligibility at the start – this won't harm your credit score 

We'll also give you an idea of how much you could borrow - and the costs.

It's then completely up to you if you want to apply. If you do, a full credit check will be done.

Just a heads up - here's what you'll need:

  • Address details for the last three years.
  • Your income, outgoings and employment details.