reward-black-credit-card

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Reward Black credit card – juicy Rewards, plus zero foreign transaction fees

1% back in Rewards in supermarkets (0.5% at their petrol stations and everywhere else).
Or 1% to 15% back in Rewards at our partner retailers.
Got a Reward Black account? We'll refund the annual fee of £84.
No foreign transaction fees on purchases abroad.

(You'll still pay fees if you take money out of cash machines abroad or get a money advance. You may also pay local fees.)

Representative Example - Representative 40.7% APR(variable). Purchase rate 21.9% p.a (variable). Assumed credit limit: £1200. Annual fee: £84 (or £0 if you have a Reward Black current account).

Your credit limit and APR may be different. They depend on our credit assessment of you. For interest on fees and charges, see our terms.

To apply, you must be a UK resident, aged 18+ and earn £15k+ each year.

Check if you could get this card

Check your eligibility. (Won't harm your credit score.)

Find out if we'll say 'yes' before you apply.

It's free to check, takes less than 10 minutes and won't affect your credit score.

Check your eligibility, free

How to earn Rewards

How to earn rewards

Earn Rewards every time you buy something with your Reward Black credit card.
Gain 1% Rewards on supermarket spending (0.5% at their petrol stations). Supermarkets include, but are not limited to, Asda, Iceland, Marks & Spencer, Morrisons, Sainsbury’s, ALDI, LIDL, Tesco, The Co-operative, and Waitrose.
Or enjoy 1 to 15% in Rewards from chosen partner retailers.
5 Rewards are worth £5. After you earn 5 Rewards, you can choose what to do with them. You can bank them, trade them or donate them.

How to get your annual fee refunded

Already have a Reward Black current account? We'll refund the annual (yearly) fee for this card.
Not yet got a Reward Black current account? We'll charge you the annual fee of £84 when your first buy something with this card or transfer a balance to it. We'll then charge you the annual fee on this date each year.
What if you get a Reward Black current account later or close it after you have this card? We won't refund all this annual fee, or part of it, if you open a Reward Black current account later, or if you close it.

Reward Black current account eligibility criteria and monthly fees apply.

Please read, print and/or save this important legal info:

Summary Box

MyRewards Terms (PDF, 101 KB)

How we use your information (PDF, 247 KB)

Ready? First we'll see if you could get this card...

We'll check your eligibility at the start – this won't harm your credit score

We'll also give you an idea of how much you could borrow – and the cost.

It's then completely up to you if you want to apply and do a full credit check.

Check your eligibility and apply

Just a heads up - here's what you'll need to apply:

Your address details for the last 3 years
Your income, outgoings and employment details
A note of any cards you wish to transfer a balance from

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