NatWest Credit Builder Card
- Build your credit score: New to borrowing? Got a low credit score? This card could help boost your score, so it could be easier for you to borrow in future.
- Pay 3% less interest after 12 months: just use this card at least once, pay us back on time, and don’t go over your credit limit.
- No annual fee: we won't charge you a fee each year to have this card.
Already got a good credit score?
Our other credit cards could be cheaper. Feel free to go back and check out our other cards.
Your credit score is based on lots of factors. So, we can't guarantee it will go up.
Representative Example - Representative 34.9% (variable). Purchase rate: 34.9% p.a (variable). Assumed credit limit: £1,200. Annual Fee £0
Your credit limit may vary depending on our credit assessment of you. The APR shown will be the APR that applies when this card is taken out. This rate could decrease during the lifetime of the card if certain criteria is met. Interest on fees and charges is payable in line with our terms and conditions.
Card is exclusively for existing customers who've had a current account for 3+ months. Must be UK resident, 18+ and earn £8.5K+ a year.
Check your eligibility. (Won't harm your credit score.)
Find out if we'll say 'yes' before you apply.
It's free to check, takes less than 10 minutes and won't affect your credit score.
