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Balance Transfer credit card

0% interest and no balance transfer fee

  • 0% for up to 11 months from account opening on balance transfers made in the first 3 months. Then standard rates apply.
  • 0% on purchases for ​3 months from account opening. Then standard rates apply.
  • No fee to transfer a balance (move debt) to this card.
  • No annual (yearly) fee. 

You can transfer a balance from most other credit or store cards but not from another NatWest Group credit card. You must transfer at least £100. The  most you can transfer is up to 95% of your credit limit.

Representative Example - Representative 24.9% APR (variable). Purchase rate: 24.9% p.a (variable). Assumed credit limit: £1,200. No annual fee. 

Your credit limit, length of 0% interest introductory offer and APR may be different. It depends on our credit assessment of you. For interest on fees and charges, see our terms. 

To apply, you must be a UK resident, aged 18+ and earn £10K+ each year

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Balance Transfer credit card

0% interest and no balance transfer fee

  • 0% for up to 11 months from account opening on balance transfers made in the first 3 months. Then standard rates apply.
  • 0% on purchases for ​3 months from account opening. Then standard rates apply.
  • No fee to transfer a balance (move debt) to this card.
  • No annual (yearly) fee. 

You can transfer a balance from most other credit or store cards but not from another NatWest Group credit card. You must transfer at least £100. The  most you can transfer is up to 95% of your credit limit.

Representative Example - Representative 24.9% APR (variable). Purchase rate: 24.9% p.a (variable). Assumed credit limit: £1,200. No annual fee. 

Your credit limit, length of 0% interest introductory offer and APR may be different. It depends on our credit assessment of you. For interest on fees and charges, see our terms. 

To apply, you must be a UK resident, aged 18+ and earn £10K+ each year

Check if you could get this card Open in new window

Compare all our balance transfer cards – and choose the one that's best for you.

Before you start, please take a look at our important legal info:

Let's start by checking your eligiblity...

We'll check your eligibility at the start – this won't harm your credit score 

We'll also give you an idea of how much you could borrow - and the costs.

It's then completely up to you if you want to apply. If you do, a full credit check will be done.

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Just a heads up - here's what you'll need:

  • Your address details for the last 3 years
  • Your income, outgoings and employment details
  • A note of any cards you wish to transfer a balance from
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