Qualifying purchases are new purchases that you make on your card at any retail outlet that facilitates card payments. Qualifying purchases must be made in the US, Canada or Australia during the offer period.

You won’t earn cashback on online transactions, refunded transactions, money transfers, cash advances/withdrawals, electronic money cards, foreign currency, and gambling transactions.

The cashback will be paid in pounds Sterling.  We’ll convert the qualifying purchase into pounds Sterling using the Payment Scheme Exchange Rate (the rate provided by Mastercard) at the time the payment is taken from your account.  The cashback will be based on the value of the qualifying purchase after it has been converted into pounds Sterling. 

Throughout the rest of these Terms, references to your ‘card’ are to the credit card you register for this offer.

Any cashback from a qualifying purchase will be credited to your card within 5 working days of the payment being taken from your account and it will appear on your statement as “NatWest Cashback”.

(We only take card payments from your account when we receive the request from the payee’s bank (for example, a restaurant).  This means there may be a delay between using your card to make a payment and the payment being taken from your account.  We’ll take payments from your account within one business day of receiving the request for payment).

If you close your account before the cashback is paid, you won’t be entitled to the cashback.