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Business cards

Cover your everyday expenses without eating into your cash reserves

Compare business cards*

Our cards in more detail

Whether you are a small business looking for one of our market leading business credit cards or a larger organisation looking for a charge card / virtual card solution – you can compare our products below. Our cards are ideal for making secure transactions and giving you flexible banking at your fingertips.

Business credit card

Annual turnover under £2M required to apply. Annual fee applies

  • 5* Moneyfacts rating
  • Representative 24.3% APR (variable)
  • £30 annual fee per cardholder – no card fee in the first year
  • Get 1% cashback at eligible fuel and electric vehicle charging stations
  • Annual fee of £30 waived from the second year onwards if you spend £6,000 or more each year
  • Up to 56 days interest-free credit period on purchases

Business Plus credit card

Annual turnover under £6.5M required to apply. Annual fee applies

  • 5* Moneyfacts rating
  • Representative 29% APR (variable)
  • £70 annual fee per cardholder
  • Earn up to 3% cashback on eligible fuel, business/trade supplies, travel and more. Cashback limited to £600 per year
  • Up to 56 days interest-free credit period on purchases
  • No charges for purchases abroad

onecard

You will need to have an annual turnover of £2M or above to apply. Annual fee applies

  • Could be ideal if you have multiple employees who make business purchases
  • £45 annual fee per cardholder
  • Available to Limited companies, Limited liability partnerships, Partnerships (of 4 or more partners) and Charitable incorporated organisations
  • Available under the Public Sector Card (PSC) framework agreement
  • Easier VAT reclaims

Business debit card

Transaction fees may apply

  • Free cash withdrawals. Withdraw up to £1,500 per day from UK cash machines
  • Emergency Cash. Don't panic, we've got you covered with emergency access to your cash. Limits apply
  • Contactless payments. Make payments quick and simple with contactless technology

Business cash card

  • Freedom to manage your cash. Nominated staff members can withdraw and deposit^ business funds in a way that suits your business.
  • Easy access. Make cash and cheque deposits, as well as cash withdrawals at NatWest branches, ATMs and Post Office.
  • Control your cards. Set withdrawal limits, update the card status in real-time and get full visibility of every withdrawal and deposit from our online portal.
  • You’ll be able to register your interest for the new product, which will be available from October 2023.

^ Cash withdrawals, cash deposits and cheque deposits with a Business Cash Card will be enabled at NatWest branches at a future date.

* To apply you must be a UK resident aged 18 or over and hold a business bank account in the same legal entity name with NatWest. Fees for withdrawals and deposits may