Business bank accounts

Put your business account in safe hands

Choosing the right business account matters

You work hard for your money. We’ll keep it safe. We’ve been supporting businesses like yours for more than 50 years, so we understand the challenges that business owners face.

What do our business accounts give you?

Our business customers choose to bank with us for lots of reasons. Here are some of them:

There’s no monthly minimum fee

Easily manage your account using our mobile app (criteria apply)

Help to understand your business better with online accounting software from FreeAgent

Safety and security – we’ll give you information to protect you from scams and fraud.

Compare business bank accounts

Free mobile account

Self employed?

For account balances of up to £100k (£50k for sole traders)

For sole traders or limited companies with up to two owners

Completely free. With no hidden costs or transaction fees

Apply in minutes through a quick and easy process

A no-hassle mobile-only account by Mettle, part of NatWest Group

Make payments with Apple and Google Pay (retailer limits apply)

Free online accounting software. Criteria apply

No access to credit

Start-up account

Have you been trading less than a year?

For accounts with turnover of less than £1m

Save money with no transaction fees for the first 18 months (then Standard Tariff applies)

Use our simple solution, Tyl, to take payments online* (fees apply)

Join a community of other start-ups who can help and support*

Access to borrowing options (subject to status)

Access to MentorDigital - your digital mentor for employment law, HR, and health & safety

Business account

Have you been trading over a year?

A simple charging model - only pay for certain transactions, unarranged borrowing, international payments and Bankline charges

A Relationship Manager to look after your business*

Grow your business with our specialist programmes* 

Access to borrowing options (subject to status)

Access to MentorDigital - your digital mentor for employment law, HR, and health & safety


Community account

Are you a not-for-profit organisation, like a charity or club?

Enjoy free banking if your annual credit turnover is less than £100,000

Useful cheque and paying in books

Everyday support from texts and email alerts

Make banking easier by authorising up to four individual signatories 

Already started an application?

Log in and check the status of your application in our online application centre

Use the same details that you created when you applied for your business account. If you haven’t already set up access to your online application centre, you can create a login now

What you need to open a business account

Participating providers of UK business bank accounts have agreed to a basic set of information that they will need from you to set up your UK business current account. Find out what you’ll need to provide using the simple business banking checklist from UK Finance, the UK’s leading trade association for financial services.

See how our accounts compare

If you’d like to see how our Business Bank account products stack up against the others in the market, you can compare them at the following websites (suggested by the UK Government's Competition and Markets Authority): 

Swoop Funding

Funding Xchange

Funding Options

Alternative Business Funding

Switch to us from another bank

The Current Account Switch service will do all the work for you, moving everything across from your old account to your new account, all within 7 working days, including Direct Debits and standing orders. Simply apply for any of our business accounts and tell us you’re switching. Then choose which Switch service you need and give us your details.

Current Account Switch Guarantee (PDF, 40KB)

Your Guide to switching your account to us (PDF, 2.3MB)

How does the Switch service work?

Have a look at some of our service measures

If you want to see how we have performed on key service areas, you can get a detailed view here.

Useful info about our business accounts

Additional support for your business

It pays to have a business plan

Every successful business starts with a plan. We have six key do’s and don’ts and tips on how to write yours.

Five successful growth strategies

Our experts have put together five ways to help ensure your business is a success. We think its essential reading.

10 micro-improvements for your business

Small changes can make a big difference. We’ve got ten tips that we think every business should read.

Something else we can help you with?