• Link your savings and current account balances to your mortgage
  • You'll always have access to your savings
  • Over 18s only

Your Mortgage

Your mortgage
£

You can borrow up to 80% on a capital and interest repayment basis (75% for Interest Only) of the value of your home. The minimum amount you can borrow for an Offset Flexible Mortgage is £30,000.

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Years

Your mortgage term must be between 3 and 52 years. Our maximum age for mortgage lending is 65 or 70 by exception if you can evidence retirement income.

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£

You can borrow up to 80% on a capital and interest repayment basis (75% for Interest Only) of the value of your home. The minimum amount you can borrow for an Offset Flexible Mortgage is £30,000.

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Your current and savings accounts

Savings
£

What you usually have left after your bills and expenses have been paid.

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£
£

Your overpayments

Account information
£
£

If you are expecting a bonus or other lump sum payment you can include this here.

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Years
 
* Indicates a required field.
 
 

How our Offset Flexible Mortgage could help you



Your monthly mortgage payment (including any overpayment you specified) will be £NaN

With offsetting Without offsetting
Years to pay off mortgage NaN year and NaN month NaN years
Total amount paid £NaN £NaN
Equivalent interest rate % NaN%

This means that, based on your original mortgage amount and term, you would need to find a mortgage rate of % or less to match your effective Offset rate.

This information does not contain all of the details you need to choose a mortgage. Make sure that you read the separate Key Facts Illustration before you make a decision. The Key Facts Illustration (or KFI) is an important document that will be provided to you if you choose to apply. It allows you to compare different mortgage deals and highlights important information.