Advantage Private Resident Abroad FAQs
For full details, please refer to the service guide you received when you opened your account.
What benefits can I use while I am resident abroad?
- Travel Insurance – providing you have resided in the country of residence for at least 6 calendar months prior to your trip.
- Preferential rates on overdrafts, savings and mortgages (UK property only)
- Travel Service – you must pay with a UK-based bank account or credit card and a postage and packing fee will be applied when sending documentation from outside the UK.
- Discounted Share Dealing (excluding US residents)
- Concierge Service
- DataPatrol
Can I use any additional benefits if I visit the UK while I am resident abroad?
- Ticket booking service – UK and Ireland gigs only.
- Emergency cash – RBS and NatWest UK ATMs only.
- 10% Home Insurance Discount on your first year’s premium – UK properties only, subject to eligibility.
- Airport Lounge Access – selected UK airports only.
- Valet Airport Parking Upgrade – selected UK Airports only.
- Personal Tax Service – UK tax affairs only.
- Discounted dining – UK restaurants only.
What benefits can I only use when I am resident in the UK?
- Mobile Phone Insurance
- Card Protection
- Purchase Protection
- Home Emergency
- Travel Money
- Car Insurance discount
- Car Breakdown Cover
- Extended Warranty
- Identity Theft Protection
- Will Writing Service
- Gadget and Handbag Cover
- Accidental Death Insurance
- Preferential rates on loans and credit cards – customers with an existing loan or credit card will continue to receive their preferential rate
Why can I not access all my Advantage Private benefits while I am resident abroad?
Certain benefits are only applicable to customers who are UK residents as stated in your Advantage Private Terms and Conditions.
I have an existing banking product (e.g. loan, mortgage, overdraft) for which I receive preferential rates with my packaged account, how is this affected?
As long as you continue to hold your packaged account you will continue to receive the preferential rate on your other banking products.
I do not reside abroad for the entire year, am I able to utilise all benefits when I return to the UK?
Yes, if you will be resident in the UK, with the exception of Travel Insurance
To be covered by our Travel Insurance policy you need to reside in the country of residence for at least 6 calendar months prior to your trip.
Where do I register for the benefits that I am eligible for?
Register online following the links or call Membership Services on +44 2392 671166
What alternative current accounts are available to me?
Find out more on our range of current accounts
If you have any further benefit queries please call Membership Services on +44 2392 671166
Get in touch
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