Online Banking
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Personal loans
For your borrowing needs
Representative 6.9% APR
for online loans of £7,500 to £14,950 other loan amounts available at alternative rates
Call us now on 0845 305 0600
Minicom
0845 900 5961
Personal loans
Flexible lending solutions
As a NatWest Private customer you could borrow up to £25,000 online. For loans over £25,000 contact your Private Banking Manager. You could also consolidate your debt into one single monthly payment.
Helpful tools
Calculate your loan quote below
Rates quoted only available for customers who apply for a loan online. Rates depend on circumstances and loan amount.
Key benefits
Important information about our loans
To qualify for a loan, you will need to meet the following criteria:
- I am an existing NatWest current account customer and I am over 18 years old
- I have used the loans calculator and can afford the monthly payments for the loan I want
- I have not been declared bankrupt or received a CCJ (County Court Judgement) or Court Decree for unpaid debt
- I have not repeatedly missed payments on bills or debt
- I am a permanent resident in the UK
Helpful information
Loans
Flexible repayment terms
- Loans of £1,000 to £14,950 can be repaid over a maximum of 5 years
- Loans from £15,000 to £25,000 can be repaid over a maximum of 7 years
- Home improvement loans over £2,500 can be repaid over a maximum of 10 years
- The minimum loan term is 1 year, irrespective of loan amount
Loans
Receive your funds the next working day
We endeavour to release your funds as soon as possible.
Next working day applies if you:
- are registered for Online Banking
- apply between 6.30am - 5.55pm Monday - Thursday
- have your loan application unconditionally accepted
- choose to open your loan online
Sometimes we may need to give an application further consideration, and so the decision may be delayed.
Loans
Apply for a personal loan
When applying online, please ensure you agree with the following statements:
- I am an existing NatWest current account customer and I am over 18 years old
- I have used the loans calculator and can afford the monthly payments for the loan I want
- I have not been declared bankrupt or received a CCJ (County Court Judgement) or Court Decree for unpaid debt
- I have not repeatedly missed payments on bills or debt
If you cannot agree with the above, we recommend you visit your local branch or call us to receive personalised guidance from one of our advisors.
Apply online now for a loan
The Private Team
We’re here to support you
Existing customers
Call us
You can speak to a member of our Private Support Team at your convenience 24/7.
0845 305 0600
International
+44 118 963 9696
Minicom
0845 900 5961
New customers
Speak to a member of our Private Support Team to find out more about joining NatWest Private.
Call us
0800 015 1617
Minicom
0800 404 6161
Eligibility criteria
NatWest Private is available to all customers with a sole income of at least £100,000 (or joint income of £150,000) paid into your NatWest account, or savings or investments of at least £50,000 held with us.