Private Banking Credit Card
A tailored rate and valuable rewards
Representative Example:
Representative 14.9% APR (variable) based on an assumed Credit Limit of £1,200. Standard interest rate for purchases: 14.94% p.a. (variable)
Please note: In the Representative Example above we have used an assumed credit limit of £1,200. The actual credit limit assigned to individual accounts will vary depending on our credit assessment of you.
Important information
NatWest Private is available to all customers with a sole income of over £100,000 (or joint income of £150,000) paid into your NatWest account or savings of over £50,000 held with us
With a Private Banking Credit Card, certain benefits come as standard.
- Pay 0% on balance transfers for 13 months from account opening (2.9% fee - minimum £5). Thereafter the standard annual rate for balance transfers will be 14.94% (variable). Balance transfers are limited to 95% of the credit limit.
- 0% on purchases for 6 months from account opening. Therafter the standard annual rate for purchases will be 14.94% (variable)
- Credit limit - a minimum of £5,000
- YourPoints - earn valuable rewards when you use your card. Learn about YourPoints
- Interest-free period - up to 56 days' interest free credit on purchases, if you pay the balance in full and on time, and have paid the previous month's balance in full and on time. Please see summary box for details.
- Manage online - check your statement, make payments and more
- Share the benefits - with up to three additional cardholders
- Balance transfers from other Royal Bank of Scotland Group cards are not permitted
- Interest on fees and charges are payable in line with our terms and conditions
We may end the introductory offer, including any balance transfer offer, if you do not pay on time or stay within your credit limit.
You can download the summary box for the Private Banking Credit Card as a PDF.
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Important Information
Balance transfers are limited to 95% of the credit limit. Balance transfers from other Royal Bank of Scotland Group cards are not permitted.
Interest on fees and charges are payable in line with our terms and conditions.
Important Information
The NatWest Private Banking Credit Card is available subject to approval, you need to be aged 18 or over and eligible for Private Banking. To become a Private Banking customer you must have an annual income of over £100K paid to your NatWest account or savings of over £50K help with us. These services are for the attention of UK residents only and are only available in the UK. Please view Summary Box for important information on interest and charges.
The application process takes place within a secure Web site. All information submitted is protected by strong security techniques including 128-bit encryption so that it cannot be read by others.
The information you provide will be subject to a credit search with a credit-scoring bureau. Each time a credit search is conducted it is recorded against your details held at the credit-scoring bureau.
To complete an application you should have the following: Income details, Bank or Building Society details, Employer's name, address and telephone number, Details of a previous address if you've lived at your current address for less than three years, and Details of other credit or store cards (should you wish to transfer a balance to NatWest).
Credit Card Applications including a Balance Transfer
It may take up to three weeks to process your application and for the payment to reach your other accounts. In this time you need to continue to make payments to your other cards to keep them up to date and avoid paying any penalty fees.
National Westminster Bank PLC. Registered in England. No. 929027. Registered Office: 135 Bishopsgate, London, EC2M 3UR.
Get in touch
0845 305 0600*
*Minicom 0845 900 5961. Calls may be recorded.