Advantage Private current account
Valuable protection, tailored discounts and much more
Great account benefits with a real personal touch
NatWest Private Banking gives you great service, and Advantage Private brings you a wealth of great benefits, including:
- Annual 5* UK & Worldwide travel insurance
- Worldwide concierge service
- Personalised mortgage, tax service and savings rates and tailored overdraft rates
For just £19.95 a month you can enjoy benefits worth up to £1,580.
- UK and Worldwide travel insurance – save up to £160
With a five star rating from the independent experts at Defaqto.
- Automatic cover for you, your partner and any dependent children
- Winter sports cover - up to 17 days
- Cancellation cover up to £7,500
- Baggage cover up to £2,500
- 24 hour emergency helpline
- Travel Service – save up to £203
Expert advice to help you plan your holiday and a 10% discount.
- Commission-free money – save up to £20
Why queue? We’ll deliver your foreign currency and travellers cheques, at preferential rates, direct to your home.
- UK airport lounge access – save up to £35
Take the stress out of travelling. When you book through our travel service you’ll get access to 16 UK airport lounges.
- Valet parking upgrade – save up to £36
No more worries about airport parking. Book through our travel service and we’ll take care of it.
- Concierge service
A table for two at a top New York restaurant. Tickets for major sporting events in London. The number of a local tradesman you can rely on. Our concierge service can source whatever you need – leaving you free to enjoy.
- Theatre, concert and other tickets – save up to £45
Enjoy 25% off theatre, dance, opera, concert performances and more throughout the UK. Enjoy more – you can use this service as often as you like.
- Wine club
With the Advantage Private Wine Club, quality wines are only a phone call away. And with home delivery, all you have to do is relax and enjoy them.
- Mobile phone insurance – save up to £288
With the ability to include up to four phones you and your family can enjoy protection against:
- Loss, theft, accidental damage, electrical or mechanical breakdown
- Unauthorised calls up to £2,500
- Repair or replacement, up to £450 for every phone
- Gadget or handbag cover – save up to £119
Protect your iPod™, sat-nav, laptop and other gadgets against:
- Theft, accidental damage, water or liquid damage, electrical or mechanical breakdown and malicious damage.
Or protect your handbag and its contents, including gadgets, against theft and malicious or accidental damage.
- Accidental death insurance – save up to £60
Our Accidental Death cover provides you with the reassurance of knowing that if you were to die in an accident, your next of kin will automatically receive £50,000. For persons aged 70 or over Accidental Death Insurance is reduced by 50%.
- Car insurance – save up to £60
NatWest car insurance already offers great value. As an Advantage Private customer you’ll enjoy an extra 10% discount off your first years’ premium.
- Additional 10% off Home Insurance – save up to £81
You can now get an additional 10% off home insurance premium for the first year, in addition to any discount given to non Advantage Private customers. Our cover comes with a four star rating from Defaqto - the independent experts.
- Car breakdown cover – save up to £69
If you break down at the roadside or outside your home, you’ll get help from Green Flag, Your Money’s 'Best Breakdown Cover Provider', 2004-2008.
- Card protection – save up to £29
Register all your household's UK issued credit and debit cards.
- Extended warranty – save up to £59
We’ll extend the manufacturer’s warranty by an extra year on top of the manufacturers one or two year guarantee, for up to six household appliances when you buy with your NatWest card.
- Home emergency cover – save up to £78
A burst pipe or an electrical fault, give us a call when you need professional help.
- ID theft protection – save up to £64
We’ll help you defend yourself against identity theft, and help you sort matters out if the worst happens.
- DataPatrol – save up to £35
With Data Patrol you’ll know if your personal information is being published online and you’ll get clear guidance on what to do if it is.
- Tailored personal loan rates
Including access to flexible borrowing.
- Best mortgage offers
Enjoy the pick of our rates, across a range of different mortgages.
- Tailored overdraft rates – save up to £121
Interest-free overdrafts up to £250, and tailored rates on balances above this amount.
- Credit card
Your Relationship Manager can explain the advantages of a NatWest Black Card or NatWest Private Banking Credit Card.
- Preferential savings account – save up to £110
Saving based on earning up to 0.75% Gross/AER including conditional bonuses (0.5% Gross/AER excluding bonus) compared to 0.20% Gross/AER on a First Reserve with a balance of £20,000.
- Will writing service – save up to £30
Make sure your finances are in order for the future with a 20% discount on our usual will writing fees.
- Personal tax service – save up to £88
Our professional, personal tax service will save you time completing your own tax return, and you can enjoy a 20% discount on the normal fee.
- Share dealing – save up to £30
Take greater control of your investment portfolio and the costs of investing, with a 10% discount on commissions.
- Emergency cash
There’s no need to worry if your debit card is lost or stolen. We can arrange for you to withdraw £300 from any NatWest, RBS or Ulster Bank cash machine cash machine – without a card.
- Mobile phone banking
Mini-statements and text alerts, designed to help you stay in touch with your personal finances on the move.
| Account feature | Potential savings |
|---|---|
| Advantage Private Banking | |
| Tailored Overdraft Service | £121 |
| Advantage Private Savings Account | £110 |
| 10% Share Dealing Discount | £30 |
| Discounted personal tax service | £88 |
| Discounted will writing service | £30 |
| Total value | £379 |
| Advantage Private Protection | |
| 10% off Car Insurance | £60 |
| 4* Defaqto rated Home Insurance | £81 |
| Mobile Phone Insurance | £288 |
| Gadget or Handbag Cover | £119 |
| Extended Warranty | £59 |
| Card Protection | £29 |
| Identity Theft Protection | £64 |
| Home Emergency Service | £78 |
| Accidental Death Insurance | £60 |
| Data Patrol | £35 |
| Car Breakdown Cover | £69 |
| Total value | £942 |
| Advantage Private Travel and Leisure | |
| 5* UK and worldwide Travel Insurance | £160 |
| Advantage Private Travel Service | £203 |
| UK Airport Lounge Pass | £35 |
| Valet Airport Parking Upgrade | £36 |
| Free Home Delivery and Commission Free Sterling Travellers Cheques | £20 |
| 25% off Advantage Private Box Office | £45 |
| Total value | £499 |
| Total value | £1,820 |
| Annual fee | £240 |
| Overall savings | £1,580 |
Credit Cards
Existing Credit Card customers are not eligible for this offer.
Home, Car & Travel Insurance
Underwritten by UK Insurance Limited. Conditions apply.
Extended Warranty Insurance
Underwritten by Domestic & General Insurance PLC.
Accidental Death Insurance
Underwritten by Sterling Insurance Company Limited, a private company incorporated in England and Wales. Authorised and regulated by the Financial Services Authority. It is a member of the Financial Ombudsman Service and the Financial Services Compensation Scheme.
Mobile Phone Insurance
Value example based on Carphone Warehouse 5 Lite Band cover. This cover has been arranged for National Westminster Bank Plc by Lifestyle Services Group Limited, registered in England, #5114385, FRN 315245, with a single provider, London General Insurance Company Limited registered in England, #1865673, FRN 202689. These companies are authorised and regulated by the Financial Services Authority.
Identity Theft Protection
Example based on Sentinel Identity Theft Protection, provided by AIG UK Limited. AIG UK Limited is authorised and regulated by the Financial Services Authority. AIG UK Limited is a member company of American International Group Inc. (AIG). The product is administered on behalf of National Westminster Bank Plc by Affinion International Limited. Affinion International Limited is authorised and regulated by the Financial Services Authority in respect of insurance mediation activities only. Affinion International Limited' FSA registered number is 311584 AIG UK Limited.
Telephone and online banking
System updates may mean that the services are unavailable for short periods in the early hours of the morning.
Savings Examples
Five-Star Defaqto rated Annual Travel Insurance
Saving based on annual multi trip worldwide family NatWest Travel insurance. Annual Worldwide Travel insurance with winter sports cover worth up to £160.
Mobile Phone Insurance
Saving based on two handsets on the Carphone Warehouse Band 5 Lite cover at £2.77 a week.
Identity Theft Protection
Saving based on £10,000 insurance worth £30. Equifax credit report £9.95, CIFAS registration £11.95 and Card Patrol cost of £12.
Travel Service
Saving based on a two week, Thomas Cook holiday for 2 adults to Lanzarote departing on 4 April 2010 staying in Occidental Oasis on an all inclusive basis. The basic holiday price is £1,470 and complimentary in-flight meals and 5kg extra baggage allowance is worth £56.
Home Insurance
Saving based on a 49 year old with buildings and content insurance for a 3 bedroom, semi-detached built 1980-1989 in LS10 4JE.
Car Insurance
Saving based on 10% off your first year’s premium for comprehensive cover on a Renault Megane Scenic Dynamique for a 35 year old male driver with a licence for over 3 years, 5 years No Claims Discount, £250 voluntary excess and mileage of 8,000 living in LS10 4JE.
Extended Warranty
Covers up to six household appliances. Saving based on a LCD television costing £400-£499 with 12 months’ warranty in addition to manufacturer’s 12 months’ cover.
Complimentary home delivery and commission free sterling travellers cheques
Based on preferential exchange rates, 0% commission and complimentary home delivery for: 2 short breaks with £300 currency (worth £10+3); and one holiday with £800 of currency and £300 of commission free travellers’ cheques (worth £7).
Accidental Death Insurance
Saving based on Aviva’s cover of £20,000 for £1.99 a month.
Green Flag Car Breakdown Cover
Saving based on Roadside Assistance cover (including Homecall) with Green Flag for a 41 year old male living in Leeds, 1999 Porsche, level 2 cover.
Airport Lounge Passes
Saving based on Airport Lounge worth £17.50 per adult on 5th September 2009, London Gatwick, South Terminal.
Valet parking upgrade
Saving based on arrival on 5th September at London Gatwick, South Terminal and parking for 7 nights. Customer pays on-site parking (£56) and gets a free upgrade to Meet and Greet parking (£92.60).
Theatre, concert and other tickets
Saving based on four theatre tickets at £45 a seat.
Gadget or handbag cover
Savings based on Super Cover which covers three items for £9.99 a month.
DataPatrol
Saving based on current charge if £2.99 per month.
Tailored overdraft rates
Saving based on one year interest on an arranged overdraft balance of £2,125 at a rate of £13.50% EAR (12.73% Gross) compared to 19.24% EAR (17.73% Gross) on Current Plus.
Advantage Private Reserve Savings Account
Saving based on earning up to 0.75% Gross/AER including conditional bonuses (0.5% Gross/AER excluding bonus) compared to 0.20% Gross/AER on a First Reserve with a balance of £20,000.
Will writing service
Saving based on a 20% discount on drafting a professionally drawn up will for a married couple, normally £150.
Personal tax service
Saving based on a 20% discount on drafting a professionally drawn up will for a married couple, normally £150.
Home Emergency
Saving based on home emergency service providing £500 cover (including VAT) worth up to £78.
Share dealing
Saving based on share trading 6 times per annum, each trade with a value of £5,000, using BrokerLine telephone share dealing. Normal total cost of £300, potential savings = £30.
The examples shown are for illustration purposes only and are not based on actual NatWest customers.
This page provides a summary of the rates and charges that apply to NatWest current accounts.
Full copies of the fees and interest rates, and terms and conditions that apply to our personal accounts can be downloaded from our terms and conditions page.
You may need Adobe Reader to view some of these documents. Get Adobe Reader. Visit access.adobe.com.
We also have a separate page providing an update on unarranged overdraft charges.
Common definitions
Throughout this page, you'll see various terms being used. Here's what they mean:
Annual Equivalent Rate (AER). This is a notional rate used for interest bearing accounts which illustrates what the gross credit interest rate (excluding any bonus interest payable) would be if paid and compounded on an annual basis. It helps you to compare the effective rates of credit interest on different accounts.
Effective Annual Rate of Interest (EAR). This is the real annual cost of an overdraft, stated as an annual rate, which takes into account how often interest is charged to the account. All other charges, such as arrangement fees, must be shown separately from the EAR.
Gross Rate. This means the interest rate you are paid before the deduction of income tax.
Net Rate. This means the interest rate you are paid after the deduction of income tax.
Nominal Rate. The rate charged excluding compounding of interest and other charges associated with a borrowing, e.g. arrangement and security fees.
p.a.per annum (per year).
Subscription fees
Monthly subscription fees are payable on the following accounts. Membership includes access to all the benefits listed in the appropriate brochures and user guides.
| Type of current account | Subscription fee |
|---|---|
| Advantage Private | £19.95 per month. Payable from your Advantage Private account. |
Application of subscription fees
The subscription fee for each monthly charging period will be debited from your account 21 days after the end of that charging period (or on the next business day if this is a Saturday, Sunday or Bank Holiday). The fee will appear on your statement as 'CHG'. The charging period normally ends on the date that we issue your statement to you.
A subscription fee of £17.85 is payable by Black Card customers.
For Advantage Private accounts opened on or before 20 July 2006, the subscription fee will be taken via your Charge Card. The annual subscription of £239 (£214 for Black Card customers) is payable for each year or part of a year and is charged when the Advantage Private account is opened and on each anniversary thereafter.
If you opened your account between 1 July 2004 and 20 July 2006 and opted to pay by monthly instalments, then your subscription of £19.95 per month will be taken from your Charge Card. If you are a Black Card customer who opened an account between 20 September 2004 and 20 July 2006 and opted to pay by monthly instalments, then your subscription of £17.85 per month will be taken from your Charge Card.
Interest we pay you
The annual rates of interest paid on credit balances:
| Type of current account | Amount | Gross Rate % | Net Rate % | AER% |
|---|---|---|---|---|
| Advantage Private | £1 - £9,999 | 0.25 | 0.20 | 0.25 |
| £10,000 - £24,999 | 0.40 | 0.32 | 0.40 | |
| £25,000 + | 0.50 | 0.40 | 0.50 |
Calculation and application of interest.
Interest is calculated on a daily basis and paid into your account once a month, usually the day after we issue your statement. The exception to this is our Cash Account, where interest is paid within the first eight days of each month.
Interest due on overdrawn balances
1. Arranged overdrafts
If you have arranged an overdraft facility with us in advance and you use this facility within the thresholds shown below, you will not pay any interest.
If the amount you overdraw under an arranged overdraft facility exceeds these thresholds, you will pay interest at the rates shown in the tables below on the overdrawn balance – even the part of the balance which is within any interest free threshold that applies to your account. However, we will not charge interest on any part of the overdrawn balance which represents fees, charges or costs of the kind described in section 6 of our leaflet: Personal and Private Banking - A Guide to Fees and Interest (PDF, 112KB) under the heading Sums which do not bear interest.
If you have arranged an overdraft facility with us in advance under which you pay interest at a rate other than the rates shown in the tables below, the interest free thresholds shown below will not apply to your account.
Interest free thresholds
| Type of account | Interest free threshold |
|---|---|
| Advantage Private | £250 |
Current rates
The following rates are effective from 28 April 2008
| Type of account | Nominal monthly rate % | Nominal annual rate % | EAR % variable |
|---|---|---|---|
| Advantage Private Credit Zone Overdraft | |||
| All amounts | 1.06 | 12.73 | 13.50 |
| 13.50% EAR Typical (variable) | |||
We'll arrange a Credit Zone Overdraft, depending on your circumstances.
Your overdraft may be subject to an arrangement fee. Our unarranged borrowing rate and fees will apply if you borrow over your arranged limit. Please see the 'Charges' Section below for details
Previous rates
The following rates were effective from 02 January 2007
| Type of account | Previous nominal monthly rate% | Previous nominal annual rate % | Previous EAR % variable |
|---|---|---|---|
| Advantage Private Credit Zone Overdraft | |||
| All amounts | 0.95 | 11.38 | 11.99 |
| 11.99% EAR Typical (variable) Rates from 11.19% to 11.99% EAR | |||
2. Unarranged overdrafts
Any amount overdrawn without an arranged overdraft or in excess of an arranged overdraft limit will be charged at the following rates:
The following rates are effective from 01 October 2009
| Type of current account | Nominal monthly rate % | Nominal annual rate % | EAR % Typical variable |
|---|---|---|---|
| Advantage Private | 1.06 | 12.73 | 13.50 |
Previous Rates
The following previous rates were effective from 18 November 1996
| Type of current account | Nominal monthly rate % | Nominal annual rate % | EAR % Typical variable |
|---|---|---|---|
| Advantage Private | 1.88 | 22.50 | 24.97 |
However, we will not charge interest on any part of the overdrawn balance which represents fees, charges or costs of the kind described in section 6 of our leaflet: Personal and Private Banking - A Guide to Fees and Interest (PDF, 113KB) under the heading Sums which do not bear interest.
Interest at the appropriate rate is charged in addition to the Maintenance Charge. The Paid Referral Fee and / or Guaranteed Card Payment Fee may also be payable if the unarranged overdraft arises from an informal request by you for an overdraft. Please see the 'Charges' sections below for details.
Interest on arranged and unarranged overdrafts is calculated on a daily basis and charged monthly. The interest we charge in each charging period will be debited from your account 21 days after the end of that charging period (or on the next business day if this is a Saturday, Sunday or Bank Holiday). The charging period normally ends on the date that we issue your statement to you. If we are going to debit interest from your account, we will give you not less than 14 days’ notice of how much we are going to debit and when.
Charges – Arranged Overdrafts, Unarranged Overdrafts, Unpaid Items and Enforcement Charges
The charges shown in this section do not normally apply to the other accounts we offer to Personal and Private Banking customers. However, we sometimes allow other accounts (including savings accounts) to be operated in a way which enables the customer to give instructions for a withdrawal or other payment which cannot be met from the funds in the account. If this happens, the charges listed below in the sub-section "Unarranged overdrafts and unpaid items – charges" will apply.
Arranged overdrafts – arrangement and renewal fees
| Fee payable | |
|---|---|
| Current Account, Current Plus, Private Bank Account and Advantage Gold | |
| Credit Zone Overdrafts up to and including £7,500, where interest is charged at the standard Credit Zone Overdraft rate | No fee |
| Credit Zone Overdrafts over £7,500 or Credit Zone Overdrafts where an interest rate other than the standard Credit Zone Overdraft rate is payable | 2% of the new limit (minimum £30) |
| Temporary or increased facilities for all customers | |
| If you wish to increase an existing facility at any time contact your Relationship Manager or your branch. Any fees payable will be advised to you at that time. | |
Unarranged overdrafts and unpaid items – charges
If we are going to debit any of the fees and charges set out in the table below from your account, we will give you not less than 14 days’ notice of how much we are going to debit and when.
| Fee type | When charged on current accounts* | Fee amount |
|---|---|---|
| Maintenance charge | ||
| If your account becomes overdrawn without prior arrangement or any arranged overdraft limit is exceeded, you will be liable for a monthly Maintenance Charge. The Maintenance Charge will be applied if you have an unarranged overdraft at any time during a monthly charging period. | 21 days after the end of the charging period (or on the next business day if this is a Saturday, Sunday, or Bank Holiday). The charging period normally ends on the date that we issue your statement to you. | £20 |
| Paid Referral Fee | ||
A Paid Referral Fee will be payable if:
| 21 days after the end of the charging period in which the transaction was paid or taken from your account (or on the next business day if this is a Saturday, Sunday, or Bank Holiday). The charging period normally ends on the date that we issue your statement to you. | £15 for each day on which a Paid Referral occurs (subject to a maximum of £90 in any charging period). |
| Guaranteed Card Payment Fee | ||
A Guaranteed Card Payment Fee will be payable if:
| 21 days after the end of the charging period in which the transaction was paid or taken from your account (or on the next business day if this is a Saturday, Sunday, or Bank Holiday). The charging period normally ends on the date that we issue your statement to you. | £15 for each transaction (subject to a maximum of £90 in any charging period) |
| Unpaid Item Fee | ||
An Unpaid Item Fee will be payable if:
| 21 days after the end of the charging period in which we decide not to make the payment (or on the next business day if this is a Saturday, Sunday, or Bank Holiday). The charging period normally ends on the date that we issue your statement to you. | £5 for each item (subject to a maximum of £50 in any charging period) |
| Making an informal request for an overdraft means you will have to pay a Paid Referral Fee, a Guaranteed Card Payment Fee or an Unpaid Item Fee. If an unarranged overdraft arises, you will also have to pay the Maintenance Charge and interest on the amount overdrawn (except so far as it represents fees, charges or costs of the kind described in Section 6 of our leaflet: Personal and Private Banking - A Guide to Fees and Interest (PDF, 113KB) under the heading Sums which do not bear interest). For examples showing how our charges work, please see the section headed Unarranged Overdrafts and Unpaid Items in our leaflet Our Commitment to You (PDF, 131KB). | ||
| * Savings account customers who have to pay any of the fees detailed in the table above should refer to the table in section 7 of our leaflet Personal and Private Banking - A Guide to Fees and Interest (PDF, 113KB) under the heading ‘Charging and application times for fees incurred on savings accounts’ for details of charging periods and the dates when fees will be deducted. | ||
| Enforcement | ||
| A Default Notice Fee will be payable if we need to serve a default notice on you (for example, if you fail to repay your overdraft on demand or we wish to enforce any security we hold). This is in addition to any other charges that may apply. | Within four days of the Default Notice being served. | £30 per notice |
Additional services
| Stopping payment instructions | |
|---|---|
| Stopping a cheque (unless it has been lost or stolen) | £10 |
| Payments | |
|---|---|
| Obtaining a banker's draft | £12 |
| Obtain a special cheque clearance | £15 |
| CHAPS payments | £23 - between banks £21 - between our branches |
| Obtaining copies of statements | £5 per request |
| Arrangement fee for Advantage Private FlexiLoans | Any fees payable will be advised to you at the time |
| FlexiLoan arrangement fee | 2% of amount borrowed (minimum fee £100 |
| Emergency Cash Service | Any fees payable will be advised at the time |
| Safe Custody | |
|---|---|
| Annual Holding Charges (payable annually in arrears) | |
|
|
| Initial and subsequent re-deposit(s) | £9.79 |
Annual Holding Charges are applied in arrears so any withdrawal made prior to the anniversary of the deposit will incur a pro-rated amount of the annual charge. In addition, a £9.79 fee will be charged for initial deposits and any re-deposits following item inspection or temporary release. The charges set out above are inclusive of VAT.
If the service you are looking for is not shown in the table above, please ask at any branch or call the number on your statement summary sheet.
Important information
Full copies of the fees and interest rates, and terms and conditions that apply to our personal accounts can be downloaded from our terms and conditions page.
The subscription for Advantage Private is £19.95 a month. Advantage Private is a packaged service of which the core element is a current account without which the remainder of Advantage Private benefits are unavailable. Over 18s only. Calls may be recorded. Information correct as at March 2009.
Advantage Private is only available to those persons with a minimum sole annual income of £75,000 or joint income of £100,000 or savings of £50,000. Over 18s only. To qualify for and retain the Advantage Private account, your salary (or equivalent) must be mandated to your Advantage Private account.
The examples are for illustration purposes only and are not based on actual NatWest customers.
The savings shown are representative of those that can be achieved by holding a NatWest Advantage Private account in comparison to a NatWest Current Plus account.
Full details of all benefits and how to access them will be available in your Advantage Private handbook. For further details on our insurance products, please refer to your insurance policy summaries.
Important Information - Advantage Guarantee
If you opened your Advantage Account on or after 7 May 2009, you are eligible to benefit from our Advantage Guarantee.
If you use any of the Advantage Account benefits within 60 days of your account being opened and are not satisfied within that 60 day period, we will refund all subscription fees you have paid for your Advantage Account in the first 60 days of account opening.
We reserve the right to change or withdraw the Advantage Guarantee at any time without giving you prior notice.
To claim a refund please call our freephone helpline 0800 408 0337 (minicom 0870 600 0856).
Lines are open 8am to 8pm Monday to Friday and 9am to 5pm Saturdays. Max call charge from a BT landline is 8p plus up to 6p per minute. Calls from other networks may vary. Calls may be recorded.
Mobile Phone Insurance
Mobile Phone Insurance has been arranged for National Westminster Bank Plc by Lifestyle Services Group Limited with a single provider, London General Insurance Company Limited. . London General Insurance Company Limited (FRN 202689) and Lifestyles Services Group Limited (FRN 315245) are both authorised and regulated by the Financial Services Authority.
Gadget/Handbag Cover
Gadget Cover and Handbag Cover have each been arranged for National Westminster Bank Plc by Lifestyle Services Group Limited with a single provider, London General Insurance Company Limited. London General Insurance Company Limited (FRN 202689) and Lifestyles Services Group Limited (FRN 315245) are both authorised and regulated by the Financial Services Authority
Card Protection
Your NatWest card protection service is provided by Card Protection Plan Limited (CPP) acting as agents for the insurer, ACE European Group Limited. The insurer pays CPP the commission in connection with your policy.
10% off Car Insurance
NatWest Car Insurance is underwritten by UK Insurance Limited.
The Advantage Travel Service
The Advantage Private Travel Service is operated by Thomas Cook Retail Ltd, ABTA 29653, acting as agent to ATOL protected tour operators.
Private Box Office
The Private Box Office Service and Concierge Service are provided for NatWest by Affinion Limited, registered in England and Wales No.1008797. Registered Office: Charter Court, 50 Windsor Road, Slough, Berkshire, SL1 2EJ.
Share Dealing Service
Share dealing services are provided by NatWest Stockbrokers Limited which is a member of the London Stock Exchange and PLUS and is authorised and regulated by the Financial Services Authority. Online dealing also available.
Registered Office: Waterhouse Square, 138-142 Holborn, London EC1N 2TH.
Registered in England No. 1959479. NatWest Stockbrokers Limited is operated by a joint venture between The Royal Bank of Scotland Group plc and The Toronto-Dominion Bank. TD Waterhouse Investor Services (Europe) Limited (a subsidiary of The Toronto-Dominion Bank), authorised and regulated by the Financial Services Authority and a member of the London Stock Exchange and PLUS. Incorporated in England and Wales under registration number 2101863. Registered Office: Exchange Court, Duncombe Street, Leeds LS1 4AX.
Mortgages
Mortgages are provided by National Westminster Home Loans Ltd. Telephone lines are open Monday to Friday 8am to 8pm, weekends 10am to 4pm excluding bank and public holidays.
Get in touch
Become a Private Banking customer
Existing customers
Private Banking 24/7
0845 305 0600
*Minicom 0845 900 5961. Max call charge from a BT landline is 8p plus 4p per minute. Calls from other networks may vary.
Calls may be recorded.