Current accounts

Saving you time, understanding your needs and offering exceptional service every day.

Our new current account range offers you simple, flexible everyday banking. Whatever account you choose, you’ll have the support of your Private Banking Team.


Black Account

The current account that brings you a wealth of great benefits for a monthly fee of £24, including:

  • Annual 5 Star Defaqto rated Worldwide Travel Insurance for trips up to 90 days – cover may be refused or there may be an additional premium or exclusion for an existing medical condition.
  • Worldwide Airport Lounge Access
  • Mobile Phone Insurance for up to four phones
  • European Car Breakdown Cover from Green Flag
  • Banking Offers including a Private Black Credit Card
Apply now for a Black Account


Select Account

All the essentials to make everyday banking easy for you.

  • Flexible everyday Private Banking - for Private Banking customers
  • Visa Debit card - accepted worldwide with added online security protection
  • Award-winning online banking – Your Money Direct award for Best Online Banking Provider 2010


Advantage Gold Account

Get this package of benefits for just £12.95 a month:

  • Green Flag car breakdown cover - even on your driveway
  • Mobile phone insurance – including smartphones
  • Annual 5 Star Defaqto rated Worldwide Travel Insurance for trips up to 31 days (Members and their partners aged 70 years and over must pay an additional annual premium of £50)

Eligibility criteria

NatWest Private is available to all customers with a sole income of over £100,000 (or joint income of £150,000) paid into your NatWest account or savings of over £50,000 held with us.

If you don’t meet these criteria, we offer a wide range of other current accounts.


Already a Private Banking customer?

Make the most of your account benefits

Find out about your benefits and how to make the most of them.

Accounts no longer available to new customers:



Get in touch

Become a Private Banking customer

Apply or talk to us

Existing customers


Call us

0845 305 0600*


All ways to get in touch


*Minicom 0845 900 5961. Max call charge from a BT landline is 8p plus 4p per minute. Calls from other networks may vary.
Calls may be recorded.