Private Banking Credit Card

With a Private Banking Credit Card, certain benefits come as standard.

• Pay 0% on balance transfers for 13 months plus 0% on all your purchases for 6 months
• Credit limit - a minimum of £5,000
• YourPoints - earn valuable rewards when you use your card. Learn about YourPoints
• Interest-free period - up to 56 days' interest free credit on purchases, if you pay the balance in full and on time, and have paid the previous month's balance in full and on time
• Manage online - check your statement, make payments and more
• Share the benefits - with up to three additional cardholders

We may end the introductory offer, including any balance transfer offer, if you do not pay on time or stay within your credit limit.

You can download the summary box for the Private Banking Credit Card as a PDF.

• Private Banking Credit Card Summary Box (PDF File 33KB)

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Balance transfers are limited to 95% of your available credit limit. Balance transfers from other Royal Bank of Scotland Group accounts are not permitted.

Please note that if you take advantage of the 8.9% balance transfer offer and 8.9% purchase offer, your payments will be used to pay off your balance transfer first.

The NatWest Private Banking Credit Card is available subject to approval, only to persons with an income of at least £75,000 p.a., and aged 18 or over. These services are for the attention of UK residents only and are only available in the UK. Please view Summary Box for important information on interest and charges.

The application process takes place within a secure Web site. All information submitted is protected by strong security techniques including 128-bit encryption so that it cannot be read by others.

The information you provide will be subject to a credit search with a credit-scoring bureau. Each time a credit search is conducted it is recorded against your details held at the credit-scoring bureau.

To complete an application you should have the following: Income details, Bank or Building Society details, Employer's name, address and telephone number, Details of a previous address if you've lived at your current address for less than three years, and Details of other credit or store cards (should you wish to transfer a balance to NatWest).