Important information

Useful Information for Applicants

Your application should take approximately 5 minutes to complete.

Security

All information submitted during this application is protected by strong security techniques including 128-bit encryption.

Eligibility Criteria

To apply online you must:

• be a permanent UK resident (a permanent UK resident is someone who has been ordinarily resident in the UK for three years or more)

• Be on a full time course, that lasts for 2 years, at a university or college of higher education in the United Kingdom (1 year for post-graduates)

You must be studying:

• An undergraduate degree, such as a BA, BSc, LLB or BEd

• A post-graduate course, such as a (MSc, MA, PGCE or PhD, etc)

• Diploma in Nursing Studies

• National Vocational Qualification levels 4 or 5 only (NVQ's)

• A BTEC Higher National Diploma (HND)

• Diploma in Higher Education

You must be over 18 if applying for credit facilities

Time Saving Tips

Have your bank account details to hand

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Cancellation Rights

If you are dissatisfied with your choice of account and decide to close the account or switch, with our approval, to another account within 14 days of the first payment into the account, no extra charges will be payable. In order to instruct us to do so, you must confirm your decision in writing, addressed to NatWest, Student Account, FREEPOST SCO6044, Glasgow, G2 4WY.

Your Information

Please read carefully the sections marked on this application form and in the product terms and conditions. This explains how we will use your Personal Data.

We are the National Westminster Bank Plc. We are also known as the data controller.

Fraud Prevention and Credit Reference Agencies

To prevent or detect fraud, or to assist in verifying your identity, we may now and periodically make searches of records of The Royal Bank of Scotland Group (of which we are a member) and at fraud prevention agencies.

We may also pass information to other organisations to protect ourselves and our customers from theft and fraud. If you give us false or inaccurate information and we suspect fraud, we will record this. Companies in our Group and other organisations may use this information to make decisions about you or others at your address(es) on credit or credit related services and/or insurance facilities. It may also be used for debt recovery and claims assessment.

We will make searches about you at credit reference agencies who will provide us with credit information, for use in assessment for credit products and other information including Electoral Register information, which we will use for the purpose of verifying your identity. The agencies will record the details of the search type – credit or identification regardless of whether or not the application proceeds.

We and other companies will use information recorded by credit reference agencies and other information about you and others with whom you are associated, if credit decisions are to be made now or in the future about you and/or those associates. The information may also be used for debt recovery, identification purposes, the prevention of money laundering and the management of your account. An association will continue until you successfully file a disassociation with the credit reference agencies.

If you disclose information about any other person, including any joint applicant, this may create an association (if one does not already exist). By disclosing such information you are declaring that you are entitled to:

• disclose information about the other person
• authorise us to search, link and/or record information at credit reference agencies about you and the other person.

Information about you and anyone with whom you have a financial link will be taken into account when taking decisions about either or both of you.

Application Process

Once you have submitted your online application, we will then write to confirm we have received your application. You will need to sign and return the application form along with any requested supporting documentation before we can open your account.

Declarations

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• I agree that I have read and am bound to the terms and conditions of the Student account
• I agree that I have read and am bound to the NatWest Personal and Private Banking - Terms and Conditions (PDF 330KB)
• I agree that I have read and am bound to the NatWest Personal and Private Banking - A Guide to Fees and Interest (PDF 320KB)
• I have read the section Rates and Charges related to the account that I wish to apply for.
• As our student package is only available to UK residents studying full time at a course lasting 2 years or more, we need to confirm your student status. We will do this by checking with UCAS (Universities and Colleges Admissions Service).
• I confirm my permission to allow you to contact UCAS directly to confirm my student status.

Continuing your application

By clicking 'upgrade now' you are confirming that you have read and accept the above and wish to continue.
 

Please note: If you are a Step account customer, you will need to apply for a new account.