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Key Facts

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135 Bishopsgate
London
EC2M 3UR


1. The Financial Services Authority (FSA)


The FSA is the independent watchdog that regulates financial services. Use this information to decide if our services are right for you.


2. Whose products do we offer?


We offer products from a range of insurers
We can only offer products from a limited number of insurers
UK Insurance Limited for creditor insurance (with the life cover element being provided by Direct Line Life Insurance Company Limited)
UK Insurance Limited for home insurance
UK Insurance Limited for motor insurance
UK Insurance Limited for stand alone travel insurance
Sterling Insurance Group Limited for personal accident insurance (except our Direct Marketing channel where a product from Avon Insurance plc is offered)
UK Insurance Limited for essentials contents insurance
Royal & Sun Alliance Insurance plc for safe custody insurance
National Westminster Life Assurance Limited for term assurance
National Westminster Life Assurance Limited for critical illness insurance
Aviva Healthcare Limited for income replacement insurance
ACE European Group Limited for accidental death insurance provided with eligible Advantage current accounts
UK Insurance Limited for travel insurance provided with eligible Advantage current accounts
ACE European Group Limited for payment card protection provided with eligible Advantage current accounts
Domestic & General Insurance plc for extended warranty insurance provided with eligible Advantage current accounts
UK Insurance Limited for home emergency insurance provided with eligible Advantage current accounts
Royal & Sun Alliance Insurance plc for purchase protection insurance provided with eligible Advantage current accounts
UK Insurance Limited for Green Flag Motoring Assistance provided with eligible Advantage current accounts
AIG UK Limited for Identity Theft Protection provided with eligible Advantage current accounts
Lifestyle Services Group Limited provides the services and have arranged the insurance cover with London General
Insurance Company Limited for mobile phone insurance provided with eligible Advantage current accounts
Lifestyle Services Group Limited who provide the services for the Gadget and Handbag Cover options and have arranged the insurance cover with London General Insurance Company for the Gadget and Handbag Cover options provided with eligible Advantage current accounts
We only offer our own products.

3. Which service will we provide you with?


We will advise and make a recommendation for you after we have assessed your needs.
You will not receive advice or recommendations from us for any type of non-investment insurance contract . We may ask some questions to narrow down the selection of products that we will provide details on. You will then need to make your own choice about how to proceed.

4. What will you have to pay for our services?


A fee of £
No Fee

You will receive a quotation that will tell you about any other fees relating to any particular insurance policy.


5. Who regulates us?


National Westminster Bank Plc, 5th Floor, 280 Bishopsgate, London EC2M 4RB is authorised and regulated by the Financial Services Authority. Our FSA Register number is 121878.

Our permitted business is arranging and advising on non-investment insurance.

You can check this on the FSA`s Register by visiting the FSA's website www.fsa.gov.uk or by contacting the FSA on 0300 500 5000.


6. Ownership


The Royal Bank of Scotland Group plc, which is a parent undertaking of various insurance companies in the Royal Bank of Scotland Group (including Direct Line Insurance plc, Direct Line Life Insurance Company Limited, National Insurance and Guarantee Corporation Limited, UK Insurance Limited, Churchill Insurance Company Limited, National Westminster Life Assurance Limited and Royal Scottish Assurance plc), also directly wholly owns and controls National Westminster Bank Plc.


7. What to do if you have a complaint


If you wish to register a complaint, please contact us:

.... In writing National Westminster Bank Plc, Customer Relations Unit, 225 Shenley Road, Borehamwood WD6 1TE

.....by phone 0800 015 4212

If you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service,



General insurance advice and arranging (for business conducted on or after 14 January 2005): 100% of the first £2,000 plus 90% of the remainder of the claim without any upper limit (with effect from 01/01/10 maximum 90% of the claim, without any upper limit).

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