Student credit card
Great savings and a real-world credit limit
Want bargains? Get savings you can really use. Want to keep a lid on your finances? A maximum credit limit of £500 could help.
We've designed a credit card especially for the way you live your life.
Student Credit Card – main benefits
Discounts – save on brands like HP, Lonely Planet and Firebox.com
Control your spending – with a £500 maximum credit limit
Direct Debit – never miss a credit card payment, and avoid late fees
No annual fee – and a Typical 18.9% APR (variable)
…and much more
You’ll also enjoy up to 56 days' interest free credit on purchases (please see rates and charges for details), plus comprehensive protection against online threats, fraud and identity theft.
Financial benefits
Interest-free period every month
If you pay your balance (and your previous month's balance) in full and on time each month you'll enjoy up to 56 days' interest free credit on all purchases. Typical 18.9% APR (variable).
No annual fee
We don't send you a bill just for choosing a Student Credit Card.
Take control of your card
Manage your credit card online
Check your balance or make a payment from your computer.
Worry-free payments
A Direct Debit means you’ll always pay your bill on time. Settle the balance in full or choose any other amount. However, we don’t recommend just making the minimum payment and you must have sufficient funds to pay your direct debit successfully.
Cash advance
Your Student Credit Card gives you access to £250 each day, from cash machines around the world. The amount you can withdraw depends on your credit limit, and there’s a 3% handling fee – a minimum of £3.
Travel
NatWest Travel Service
Book holidays and work trips with a wide choice of discounts, including air tickets and hotels.
Student savings
Full details of how to take advantage of these offers will be sent to you with your Welcome Pack.
10% off computing
10% off all products with HP UK
£5 Firebox voucher
Save on the latest gadgets and gifts. Firebox is stacked out with the latest, greatest products.
Discounted iPod and accessories
15% off everything at iWorld.co.uk
Free DVD rentals by post
Subscribe to any Outnow package and the second month is free.
NatWest Wine Club
Look out for cardholder-only offers, as well as the occasional free gift. For more details or to register please call 0870 162 0331*.
*Maximum call charge from a BT landline is 6p plus up to 6p per minute. Calls from other networks may vary.
Get more from your card
Stay safe online with our internet shopping guide
Keep your card safe from fraudsters, with our credit card security guide
Get more from your card with our online services
We offer two ways to manage your credit card online, NatWest online banking (where you can manage your bank account and NatWest bank account together) and Credit Card Online Services.
Credit Card Online Services is the complete way to manage your credit card online and lets you do more.
| Feature | Online banking | Credit Card Online Services |
|---|---|---|
| Balances - get up to date balances and pay your bill |  | |
| Switch off paper statements - save paper and switch to online statements | | |
| View transactions online - view earlier transactions | 4 months | 6 months |
| Free email/text alerts - reminders of your balance and when payments are due | | |
| Manage personal details - change your address and contact details online | | |
 Find out more | Find out more |
Student Credit Card
You can download the summary box for the Student Credit Card as a PDF.
You may need Adobe Reader to view some of these documents. Get Adobe Reader. Visit access.adobe.com.
Important information
The NatWest Student Credit Card is available subject to approval, only to persons aged 18 or over with a NatWest Student current account. These services are for the attention of UK residents only and are only available in the UK. Please view Summary Box for important information on interest and charges.
The application process takes place within a secure Web site. All information submitted is protected by strong security techniques including 128-bit encryption so that it cannot be read by others.
The information you provide will be subject to a credit search with a credit-scoring bureau. Each time a credit search is conducted it is recorded against your details held at the credit-scoring bureau.
For more product information or to request an application pack call 0800 096 0220 (Minicom users call 0800 028 5304).
Apply now
Call us on
0800 096 0220
Minicom
0800 028 5304
Lines are open:
Mon to Sat 9am-5pm
(excl. public holidays).
Calls may be recorded
Avoid missing your Credit Card payments
Receive FREE text or email alerts when your payment is due.
Your network operator may charge you for texts received whilst overseas