Student credit card

We've designed a credit card especially for the way you live your life.

Student Credit Card – main benefits

Discounts – save on brands like HP, Lonely Planet and Firebox.com

Control your spending – with a £500 maximum credit limit

Direct Debit – never miss a credit card payment, and avoid late fees

No annual fee – and a Typical 18.9% APR (variable)

…and much more

You’ll also enjoy up to 56 days' interest free credit on purchases (please see rates and charges for details), plus comprehensive protection against online threats, fraud and identity theft.

Interest-free period every month

If you pay your balance (and your previous month's balance) in full and on time each month you'll enjoy up to 56 days' interest free credit on all purchases. Typical 18.9% APR (variable).

No annual fee

We don't send you a bill just for choosing a Student Credit Card.

Manage your credit card online

Check your balance or make a payment from your computer.

Worry-free payments

A Direct Debit means you’ll always pay your bill on time. Settle the balance in full or choose any other amount. However, we don’t recommend just making the minimum payment and you must have sufficient funds to pay your direct debit successfully.

Cash advance

Your Student Credit Card gives you access to £250 each day, from cash machines around the world. The amount you can withdraw depends on your credit limit, and there’s a 3% handling fee – a minimum of £3.

NatWest Travel Service

Book holidays and work trips with a wide choice of discounts, including air tickets and hotels.

Full details of how to take advantage of these offers will be sent to you with your Welcome Pack.

10% off computing

10% off all products with HP UK

£5 Firebox voucher

Save on the latest gadgets and gifts. Firebox is stacked out with the latest, greatest products.

Discounted iPod and accessories

15% off everything at iWorld.co.uk

Free DVD rentals by post

Subscribe to any Outnow package and the second month is free.

NatWest Wine Club

Look out for cardholder-only offers, as well as the occasional free gift. For more details or to register please call 0870 162 0331*.

*Maximum call charge from a BT landline is 6p plus up to 6p per minute. Calls from other networks may vary.

Stay safe online with our internet shopping guide

Keep your card safe from fraudsters, with our credit card security guide

You can download the summary box for the Student Credit Card as a PDF.

• Student Credit Card Summary Box (PDF File 22KB)

You may need Adobe Reader to view some of these documents. Get Adobe Reader. Visit access.adobe.com.

The NatWest Student Credit Card is available subject to approval, only to persons aged 18 or over with a NatWest Student current account. These services are for the attention of UK residents only and are only available in the UK. Please view Summary Box for important information on interest and charges.

The application process takes place within a secure Web site. All information submitted is protected by strong security techniques including 128-bit encryption so that it cannot be read by others.

The information you provide will be subject to a credit search with a credit-scoring bureau. Each time a credit search is conducted it is recorded against your details held at the credit-scoring bureau.

For more product information or to request an application pack call 0800 096 0220 (Minicom users call 0800 028 5304).