Graduate Overdraft

It's very useful to have some extra money when you graduate. If you have a NatWest Graduate Account, you can take advantage of a handy interest-free Graduate Credit Zone Overdraft for up to three years after you've graduated.It's easy to apply - just visit your nearest branch or give us a call.

Interest free overdraft within your agreed limit, plus you:
  • can borrow up to £2000* in the first year you graduate
  • don't have to pay any fees when you stay within your limit

Please read this important legal information

Up to £1,000* in the second year, and up to £500* in the third year. We'll agree to an overdraft, depending on your circumstances.

If you exceed your arranged overdraft facility or go overdrawn, you will be charged £5 for each unpaid item (Standing Order, Direct Debit or Cheque). You may also pay £30 for any default notice we may need to send to tell you that you've breached our agreement.


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0800 200 400

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0800 917 0526


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