Savings rates
This page provides the current interest rates that apply to NatWest savings account. We have a separate page for previous savings interest rates.
Full copies of the fees and rates, and terms and conditions that apply to our personal accounts can be downloaded for our terms and conditions page
Information within this page
Interest rates for savings accounts
Interest rates for savings accounts no longer available to new customers
- Regular Saver
- Instant Access Reserve
- Diamond Reserve
- Cash ISA – TESSA Funds
- Telephone Saver PLUS
- Pensioner Fixed Rate Account Issue 107
- 5 Year Fixed Rate Bond
- Special Interest Bearing Accounts
- Cash ISA Plus
Common definitions
Annual Equivalent Rate (AER). This is a notional rate used for interest bearing accounts which illustrates what the gross credit interest rate would be if paid and compounded on an annual basis. It helps you to compare the effective rates of credit interest on different accounts.
Gross Rate. This means the interest rate you are paid before the deduction of income tax.
Net Rate. This means the interest rate you are paid after the deduction of income tax.
E-Savings Plus rates
Withdrawals made in any given month
| Balance | AER (variable) | Gross Rate | Net Rate |
|---|---|---|---|
| £5000+ | 0.50% | 0.50% | 0.40% |
| £1+ | 0.10% | 0.10% | 0.08% |
Interest paid monthly.
Note: Internet and telephone based account only
Last updated on: 27 Jul 2009.
No withdrawals made in any given month
| Balance | AER (variable) | Gross Rate | Net Rate |
|---|---|---|---|
| £5000+ | 2.75% | 2.72% | 2.18% |
| £1+ | 0.10% | 0.10% | 0.08% |
Note: Internet and telephone based account only.
The standard rate of interest of 0.50% Gross (variable) and the 12 month conditional bonus of 2.22% Gross p.a. (fixed) are paid only in months where you don't make any withdrawals and maintain a balance of £5,000 or more. If your balance falls below £5,000 you will earn the nominal rate of interest of 0.10% Gross (variable).
Interest is calculated daily and paid on the last business day of each month.
Interest rates are subject to variation.
Last updated on: 27 Jul 2009.
E-Savings rates
Excluding bonus
| Balance | AER (variable) | Gross Rate | Net Rate |
|---|---|---|---|
| £1+ | 1.00% | 1.00% | 0.80% |
Note: Internet based account only
Last updated on: 24 Jul 2009.
Including bonus
Limited period offer for customers who applied for an e-Savings account between 19 September 2008 and 01 January 2009.
| Balance | AER (variable) | Gross Rate | Net Rate |
|---|---|---|---|
| £1+ | 3.14% | 3.10% | 2.48% |
Note: Internet based account only.
Last updated on: 24 Jul 2009.
Including bonus
1.40% bonus for customers with Replace & Extend offer from 01 October 2009.
| Balance | AER (variable) | Gross Rate | Net Rate |
|---|---|---|---|
| £1+ | 2.43% | 2.40% | 1.92% |
Interest paid monthly.
Make the most of your bonus rate.
Interest is paid monthly to the account. The bonus interest will be calculated daily from the last business day of the month following the month in which your account is opened. It will be paid monthly along with the standard interest payment. The Gross and AER rates are applicable from the start date of the bonus. This limited period offer is now closed.
Last updated on: 24 Jul 2009.
e-ISA rates
Interest rates for customers who open an e-ISA account on or after 15 May 2009
| Balance | AER (variable) | Gross Rate | Net Rate |
|---|---|---|---|
| £30,000+ | 2.50% | 2.47% | N/A |
| £10,000 - £29,999 | 2.25% | 2.23% | N/A |
| £0 - £9,999 | 2.00% | 1.98% | N/A |
Interest paid monthly.
Note: Internet based account only
Last updated on: 4 Sep 2009.
Interest rates for customers who opened an e-ISA account on or before 14 May 2009
| Balance | AER (variable) | Gross Rate | Net Rate |
|---|---|---|---|
| £30,000+ | 3.51% | 3.45% | N/A |
| £10,000 - £29,999 | 3.26% | 3.21% | N/A |
| £0 - £9,999 | 3.00% | 2.96% | N/A |
Note: Internet based account only
Last updated on: 4 Sep 2009.
First Reserve rates
| Balance | AER (variable) | Gross Rate | Net Rate |
|---|---|---|---|
| £1+ | 0.10% | 0.10% | 0.08% |
Interest paid quarterly.
Last updated on: 24 Jul 2009.
Offset banking
If you choose to offset your First Reserve balance against your Offset Flexible Mortgage, you won't earn interest on the money in your First Reserve account as that balance is being used to reduce the interest you pay on your mortgage. If your First Reserve balance is higher than your mortgage balance, you will earn interest monthly on the amount over and above your outstanding Offset Flexible Mortgage balance. See our Offset Banking page for more information.
First Home Saver rates
| Balance | AER (variable) | Gross Rate | Net Rate |
|---|---|---|---|
| £1+ | 1.00% | 1.00% | 0.80% |
Cashback
| Amount | Cashback |
|---|---|
| Over £50,000 | £5000 |
| Up to £50,000 | £2500 |
| Up to £25,000 | £1000 |
| Up to £10,000 | £500 |
| £500 to £5,000 | £100 |
Interest paid annually
Last updated on: 2 Jan 2009
Cashback is paid provided the terms and conditions of the First Home Saver are met. The amount of cashback is based on the lowest savings balance in the 6 months before the mortgage is drawn down. It is exempt from tax as it falls within HM Revenue and Customs Statement of Practice SP4/97.
Offset Banking
If you choose to offset your First Reserve balance against your Offset Flexible Mortgage, you won't earn interest on the money in your First Reserve account as that balance is being used to reduce the interest you pay on your mortgage. If your First Reserve balance is higher than your mortgage balance, you will earn interest monthly on the amount over and above your outstanding Offset Flexible Mortgage balance. See our Offset Banking page for more information.
Reward Reserve rates
Excluding all interest rewards
| Balance | AER (variable) | Gross Rate | Net Rate |
|---|---|---|---|
| £50,000+ | 0.30% | 0.30% | 0.24% |
| £25,000 - £49,999 | 0.25% | 0.25% | 0.20% |
| £2,000 - £24,999 | 0.20% | 0.20% | 0.16% |
| £1 - £1,999 | 0.10% | 0.10% | 0.08% |
Last updated on: 2 Jan 2009.
Including all interest rewards
| Balance | AER (variable) | Gross Rate | Net Rate |
|---|---|---|---|
| £50,000+ | 0.80% | 0.80% | 0.64% |
| £25,000 - £49,999 | 0.75% | 0.75% | 0.60% |
| £2,000 - £24,999 | 0.70% | 0.70% | 0.56% |
| £1 - £1,999 | 0.10% | 0.10% | 0.08% |
Interest paid quarterly and annually.
Last updated on: 24 Jul 2009.
Quarterly reward amount - 0.25% (gross per annum)
Annual reward amount - 0.25% (gross per annum)
30 Day Bonus Reserve rates
Excluding bonus
| Balance | AER (variable) | Gross Rate | Net Rate |
|---|---|---|---|
| £100,000+ | 0.40% | 0.40% | 0.32% |
| £2,000 - £99,999 | 0.25% | 0.25% | 0.20% |
| £1 - £1,999 | 0.10% | 0.10% | 0.08% |
Interest paid annually.
Note: withdrawals require 30 day notice
Last updated on: 24 Jul 2009.
Including bonus
| Balance | AER (variable) | Gross Rate | Net Rate |
|---|---|---|---|
| £100,000+ | 0.90% | 0.90% | 0.72% |
| £2,000 - £99,999 | 0.75% | 0.75% | 0.60% |
| £1 - £1,999 | 0.10% | 0.10% | 0.08% |
Interest paid annually.
Annual bonus amount - 0.50% (gross per annum)
Last updated on: 24 Jul 2009.
Savings Direct rates
| Balance | AER (variable) | Gross Rate | Net Rate |
|---|---|---|---|
| £1+ | 0.10% | 0.10% | 0.08% |
Interest paid monthly.
Note: Telephony, post and internet based account only
Last updated on: 24 Jul 2009.
Young Saver rates
| Balance | AER (variable) | Gross Rate | Net Rate |
|---|---|---|---|
| £1+ | 0.80% | 0.80% | 0.64% |
Interest paid quarterly.
Last updated on: 24 Jul 2009.
Advantage Reserve rates
Excluding introductory bonus
| Balance | AER (variable) | Gross Rate | Net Rate |
|---|---|---|---|
| £250,000+ | 0.90% | 0.90% | 0.72% |
| £100,000 - £249,999 | 0.75% | 0.75% | 0.60% |
| £50,000 - £99,999 | 0.65% | 0.65% | 0.52% |
| £25,000 - £49,999 | 0.60% | 0.60% | 0.48% |
| £2,000 - £24,999 | 0.50% | 0.50% | 0.40% |
| £1 - £1,999 | 0.10% | 0.10% | 0.08% |
Interest paid quarterly.
Note: Available to Advantage Gold and Advantage Private customers only.
Last updated on: 1 Apr 2009.
Including introductory bonus
| Balance | AER (variable) | Gross Rate | Net Rate |
|---|---|---|---|
| £250,000+ | 1.66% | 1.90% | 1.52% |
| £100,000 - £249,999 | 1.51% | 1.75% | 1.40% |
| £50,000 - £99,999 | 1.41% | 1.65% | 1.32% |
| £25,000 - £49,999 | 1.36% | 1.60% | 1.28% |
| £2,000 - £24,999 | 1.26% | 1.50% | 1.20% |
| £1 - £1,999 | 0.10% | 0.10% | 0.08% |
Interest paid quarterly.
Note: Available to Advantage Gold and Advantage Private customers only.
A bonus equivalent to 1% gross p.a. is payable for the first 9 months from account opening on accounts opened between 20 April 2009 and 1 August. Bonus interest will be calculated from the 15th day of the month after the month in which you open your account and will be paid quarterly in addition to the standard interest payments.
Last updated on: 20 Apr 2009.
Advantage Private Reserve rates
Excluding bonus
| Balance | AER (variable) | Gross Rate | Net Rate |
|---|---|---|---|
| £250,000+ | 1.04% | 1.04% | 0.83% |
| £100,000 - £249,999 | 0.75% | 0.75% | 0.60% |
| £50,000 - £99,999 | 0.65% | 0.65% | 0.52% |
| £25,000 - £49,999 | 0.60% | 0.60% | 0.48% |
| £10,000 - £24,999 | 0.50% | 0.50% | 0.40% |
| £1 - £9,999 | 0.10% | 0.10% | 0.08% |
Interest paid monthly.
Note: Available to Advantage Private customers
Last updated on: 1 Apr 2009.
Including 0.25% conditional bonus (on accounts opened before 20 April 2009 and after 1 August 2009)
| Balance | AER (variable) | Gross Rate | Net Rate |
|---|---|---|---|
| £250,000+ | 1.30% | 1.29% | 1.03% |
| £100,000 - £249,999 | 1.00% | 1.00% | 0.80% |
| £50,000 - £99,999 | 0.90% | 0.90% | 0.72% |
| £25,000 - £49,999 | 0.85% | 0.85% | 0.68% |
| £10,000 - £24,999 | 0.75% | 0.75% | 0.60% |
| £1 - £9,999 | 0.10% | 0.10% | 0.08% |
Interest paid monthly.
A conditional bonus equivalent to 0.25% gross p.a. (0.20% net p.a.) is
payable with your monthly interest, if you do not make any withdrawals
and maintain a minimum balance of £10,000 in your account during that month.
Note: Available to Advantage Private customers
Monthly bonus amount - 0.25% (gross per annum)
Last updated on: 1 Apr 2009.
Including introductory 1% conditional bonus & 0.25% conditional bonus (on accounts opened between 20 April 2009 and 1 August 2009)
| Balance | AER (variable) | Gross Rate | Net Rate |
|---|---|---|---|
| £250,000+ | 2.06% | 2.29% | 1.83% |
| £100,000 - £249,999 | 1.76% | 2.00% | 1.60% |
| £50,000 - £99,999 | 1.66% | 1.90% | 1.52% |
| £25,000 - £49,999 | 1.61% | 1.85% | 1.48% |
| £10,000 - £24,999 | 1.51% | 1.75% | 1.40% |
| £1 - £9,999 | 0.10% | 0.10% | 0.08% |
Interest paid monthly.
The rates in the table above include an introductory conditional bonus
equivalent to 1.00% gross p.a. (0.8% net p.a.) and a conditional bonus equivalent to
0.25% gross p.a. (0.20% net p.a.). These bonuses are available on accounts opened
between 20 April 2009 and 1 August 2009. These bonuses are payable for the first nine
months from account opening where a minimum balance of £10,000 is maintained during this time.
Your bonus interest will be paid monthly for nine consecutive months (along with your
standard interest payment) starting on the 15th day of the month after the month in which you open your account.
Following the nine month period, a conditional bonus equivalent to
0.25% gross p.a. (0.20% net p.a.) will be payable with your monthly interest provided you
meet the conditions detailed under the table Advantage Private Reserve including 0.25% conditional bonus
(on accounts opened before 20 April 2009 and after 1 August 2009). In any month where these
conditions are not met, the rates shown in the table Advantage Private Reserve (excluding conditional bonus) will apply.
Note: Available to Advantage Private customers
Monthly bonus amount - 1.00% and 0.25% (gross per annum)
Last updated on: 20 Apr 2009.
Cash ISA rates
Excluding bonus
| Balance | AER (variable) | Gross Rate | Net Rate |
|---|---|---|---|
| £50,000+ | 2.00% | 1.98% | N/A |
| £27,000 - £49,999 | 1.75% | 1.74% | N/A |
| £22,000 - £26,999 | 1.10% | 1.09% | N/A |
| £15,000 - £21,999 | 0.95% | 0.95% | N/A |
| £9,000 - £14,999 | 0.75% | 0.75% | N/A |
| £1 - £8,999 | 0.50% | 0.50% | N/A |
Last updated on: 4 Sep 2009.
Including 1.76% bonus
| Balance | AER (variable) | Gross Rate | Net Rate |
|---|---|---|---|
| £50,000+ | 3.80% | 3.74% | N/A |
| £27,000 - £49,999 | 3.56% | 3.50% | N/A |
| £22,000 - £26,999 | 2.89% | 2.85% | N/A |
| £15,000 - £21,999 | 2.74% | 2.71% | N/A |
| £9,000 - £14,999 | 2.54% | 2.51% | N/A |
| £1 - £8,999 | 2.28% | 2.26% | N/A |
Last updated on: 4 Sep 2009.
Including 2% bonus
| Balance | AER (variable) | Gross Rate | Net Rate |
|---|---|---|---|
| £50,000+ | 4.05% | 3.98% | N/A |
| £27,000 - £49,999 | 3.80% | 3.74% | N/A |
| £22,000 - £26,999 | 3.13% | 3.09% | N/A |
| £15,000 - £21,999 | 2.99% | 2.95% | N/A |
| £9,000 - £14,999 | 2.78% | 2.75% | N/A |
| £1 - £8,999 | 2.53% | 2.50% | N/A |
Interest paid monthly.
Interest is paid tax free and is paid monthly to the account.
Bonus offer - This limited period offer is now closed.
Bonus is for customers transferring in Cash ISA funds from another provider (excludes transfers within the RBS Group) and is calculated on the whole balance in the account for 12 months from receipt of the Cash ISA transfer request. The bonus interest will be paid along with the standard interest payment.
1.76% gross bonus is for customers who apply to transfer from 10 November 2008 until 18 December 2008.
2.00% gross bonus is for customers who apply to transfer from 18 September 2008 until 9 November 2008.
Last updated on: 4 Sep 2009.
Private Banking Savings Account rates
| Balance | AER (variable) | Gross Rate | Net Rate |
|---|---|---|---|
| £250,000+ | 0.50% | 0.50% | 0.40% |
| £100,000 - £249,999 | 0.35% | 0.35% | 0.28% |
| £50,000 - £99,999 | 0.25% | 0.25% | 0.20% |
| £25,000 - £49,999 | 0.20% | 0.20% | 0.16% |
| £5,000 - £24,999 | 0.20% | 0.20% | 0.16% |
| £1 - £4,999 | 0.20% | 0.20% | 0.16% |
Interest paid quarterly.
Last updated on: 1 Apr 2009.
5 Year Children's Bond rates
| Balance | AER | Gross Rate | Net Rate |
|---|---|---|---|
| Growth | 3.00% | 3.00% | 2.40% |
Minimum investment £1000
Last updated on: 19 Dec 2008.
Community Bond rates
| Balance | AER | Gross Rate | Net Rate |
|---|---|---|---|
| 3-year Growth* | 2.50% | 2.50% | 2.00% |
| 1-year Growth | 2.40% | 2.40% | 1.92% |
* Only available to existing 3 Year Community Bond investors
Minimum investment £500
Last updated on: 19 Dec 2008.
Special Interest Account rates **
Combi Saver ‘Green Edition’ (Issue 4) instant access element** – limited offer account
Fixed term commencing 1 August 2009
| Balance | AER | Gross Rate | Net Rate |
|---|---|---|---|
| On balances up to the same amount invested in the Fixed Term Deposit in the first six months | 3.50% | 3.45% | 2.76% |
| On balances over the amount invested in the Fixed Term Deposit in the first six months and all deposits after the first six months | 0.50% | 0.50% | 0.40% |
**This is the instant access element opened alongside a 3 year Fixed Term Deposit as part of the Combi Saver ‘Green Edition’ Issue 4 product. Combi Saver ‘Green Edition’ is only available periodically to Private Banking customers and those we invite to open the account.
Last updated on: 11 May 2009.
Additional services
| Stopping payment instructions | |
|---|---|
| Stopping a cheque (unless it has been lost or stolen) | £10 |
| Payments | |
|---|---|
| Obtaining a banker's draft | £12 |
| Obtain a special cheque clearance | £15 |
| CHAPS payments | £23 - between banks £21 - between our branches |
| Obtaining copies of statements | ££5 per request |
| Arrangement fee for Advantage Private FlexiLoans | Any fees payable will be advised to you at the time |
| FlexiLoan arrangement fee | 2% of amount borrowed (minimum fee £100) |
| Emergency Cash Service | Any fees payable will be advised at the time |
If the service you are looking for is not shown in the table above, please ask at any branch or call the number on your statement summary sheet
Regular Saver rates
Account no longer available to new customers
| Balance | AER | Gross Rate | Net Rate |
|---|---|---|---|
| Monthly Savings of £25 - £250 per month | 5.00% | 5.00% | 4.00% |
Last updated on: 25 Jul 2009.
Available to customers with a NatWest current account or additional savings account.
If more than £250 per month is paid into the account, the excess will receive a nominal rate of interest equivalent to the lowest interest rate tier of the Instant Access Reserve Account.
If you fail to pay at least £25 into the account in any calendar month, make a withdrawal or close your account during the term, your account will be converted to an Instant Access Reserve Account and we will pay you a nominal rate of interest on the balance of your Regular Saver Account from the date that you open your account to the date that your account is converted equivalent to the lowest interest rate tier of the Instant Access Reserve Account.
We calculate interest on a daily basis. This interest is paid into your Instant Access Reserve Account on the first business day after the end of the term* when the account will convert to an Instant Access Reserve Account.
*Depending on the date of account opening, the term of a Regular Saver Account may extend to 12 months plus one partial month. Please see Personal and Private Banking - Terms and Conditions for full details.
Back to topInstant Access Reserve rates
Account no longer available to new customers
| Balance | AER (variable) | Gross Rate | Net Rate |
|---|---|---|---|
| £3,000 + | 0.50% | 0.50% | 0.40% |
| £1 - £2,999 | 0.20% | 0.20% | 0.16% |
Interest paid quarterly.
Last updated on: 25 Jul 2009.
The Instant Access Reserve Account is not available on application. This is only available for roll off Regular Saver customers
Back to topDiamond Reserve
Account no longer available to new customers
| Balance | AER (variable) | Gross Rate | Net Rate |
|---|---|---|---|
| £1+ | 0.10% | 0.10% | 0.08% |
Interest paid monthly.
Last updated on: 1 Dec 2008.
Cash ISA - TESSA Funds
Account no longer available to new customers
| Balance | AER (variable) | Gross Rate | Net Rate |
|---|---|---|---|
| £1+ | 0.10% | 0.10% | N/A |
Interest paid monthly.
Last updated on: 1 Apr 2009.
Telephone Saver PLUS
Account no longer available to new customers
Excluding bonus
| Balance | AER | Gross Rate | Net Rate |
|---|---|---|---|
| £25,000 or over | 1.50% | 1.49% | 1.19% |
| £1 - £24,999 | 0.10% | 0.10% | 0.08% |
Last updated on: 1 Apr 2009.
Including 0.78% bonus for 12 months
| Balance | AER | Gross Rate | Net Rate |
|---|---|---|---|
| £25,000 or over | 2.29% | 2.27% | 1.82% |
| £1 - £24,999 | 0.10% | 0.10% | 0.08% |
Note: Telephony and internet based account only
All rates correct as at 01.04.09 and are subject to variation. Bonus is for customers who open a Telephone Saver PLUS account from 2 February until 15 March 2009 and maintain a balance of at least £25,000. The bonus interest will be applied for 12 months from the day your account is opened. Any balances below £25,000 will not earn the bonus interest. The bonus will be paid monthly along with the standard interest payment. The Gross and AER rates are applicable from the start date of the bonus. Offer available until 15 March 2009.
Last updated on: 1 Apr 2009.
Including 1.22% bonus for 12 months
| Balance | AER | Gross Rate | Net Rate |
|---|---|---|---|
| £25,000 or over | 2.74% | 2.71% | 2.17% |
| £1 - £24,999 | 0.10% | 0.10% | 0.08% |
Interest paid monthly.
Note: Telephony and internet based account only
All rates correct as at 01.04.09 and are subject to variation. Bonus is for customers who open a Telephone Saver PLUS account between 12 January and 1 February 2009 and maintain a balance of at least £25,000. The bonus interest will be applied for 12 months from the day your account is opened. Any balances below £25,000 will not earn the bonus interest. The bonus will be paid monthly along with the standard interest payment. The Gross and AER rates are applicable from the start date of the bonus.
Last updated on: 1 Apr 2009.
Pensioner Fixed Rate Account Issue 107
Account no longer available to new customers
| Balance | AER | Gross Rate | Net Rate |
|---|---|---|---|
| £50,000 + Monthly interest | 4.07% | 4.00% | 3.20% |
| £25,000 - £49,000 Monthly interest | 3.56% | 3.50% | 2.80% |
| £5,000 - £24,000 Monthly interest | 3.04% | 3.00% | 2.40% |
Minimum investment £5,000
Last updated on: 2 Mar 2009.
5 Year Fixed Rate Bond
Account no longer available to new customers
| Balance | AER | Gross Rate | Net Rate |
|---|---|---|---|
| Annual income/growth | 4.80% | 4.80% | 3.84% |
| Monthly income | 4.70% | 4.70% | 3.76% |
Minimum investment £5000
Last updated on: 3 Mar 2008.
Special Interest Bearing account rates **
Combi Saver ‘Green Edition’ (Issue 3) instant access element** – limited offer account
Fixed term commencing 5 March 2009
| Balance | AER | Gross Rate | Net Rate |
|---|---|---|---|
| On balances up to the same amount invested in the Fixed Term Deposit in the first six months | 3.50% | 3.46% | 2.77% |
| On balances over the amount invested in the Fixed Term Deposit in the first six months and all deposits after the first six months | 1.00% | 1.00% | 0.80% |
**This is the instant access element opened alongside a 3 year Fixed Term Deposit as part of the Combi Saver ‘Green Edition’ Issue 3 product. Combi Saver ‘Green Edition’ is only available periodically to Private Banking customers and those we invite to open the account. This issue is no longer available
Last updated on: 6 Mar 2009.
Combi Saver ‘Green Edition’ (Issue 2) instant access element** – limited offer account
Fixed term commencing 22 December 2008
| Balance | AER | Gross Rate | Net Rate |
|---|---|---|---|
| On balances up to the same amount invested in the Fixed Term Deposit in the first year | 2.50% | 2.48% | 1.98% |
| On balances over the amount invested in the Fixed Term Deposit in the first year and all deposits after the first year | 0.50% | 0.50% | 0.40% |
**This is the instant access element opened alongside a 3 year Fixed Term Deposit as part of the Combi Saver ‘Green Edition’ Issue 2 product. Combi Saver ‘Green Edition’ is only available periodically to Private Banking customers and those we invite to open the account. This issue is no longer available.
Last updated on: 6 Mar 2009.
Combi Saver ‘Green Edition’ instant access element – limited offer account
Fixed term commencing 03 October 2008
| Balance | AER | Gross Rate | Net Rate |
|---|---|---|---|
| On balances up to the same amount invested in the Fixed Term Deposit in the first year | 3.50% | 3.46% | 2.77% |
| On balances over the amount invested in the Fixed Term Deposit in the first year and all deposits after the first year | 0.50% | 0.50% | 0.40% |
**This is the instant access element opened alongside a 3 ½ year Fixed Term Deposit as part of the Combi Saver ‘Green Edition’ product. Combi Saver ‘Green Edition’ is only available periodically to Private Banking customers and those we invite to open the account. This issue is no longer available
Last updated on: 6 Mar 2009.
Cash ISA Plus rates
| Balance | AER (variable) | Gross Rate | Net Rate |
|---|---|---|---|
| £1+ | 3.51% | 3.45% | N/A |
Last updated on: 9 Feb 2009.
Cash ISA Plus packaged offer - 0.5% bonus for 12 months
| Balance | AER (variable) | Gross Rate | Net Rate |
|---|---|---|---|
| £1+ | 4.02% | 3.95% | N/A |
For Advantage Gold and Advantage Private customers who open a Cash ISA Plus before 25 April 2009.
Last updated on: 9 Feb 2009.