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Your Fixed Rate Bond

Your ? year Fixed Rate Bond with 0 interest is about to mature and will be automatically reinvested into a new Fixed Rate Bond unless you choose to opt-out.

Before you make a decision on what to do next, please read the important documents below on your new Fixed Rate Bond:

My Original Fixed Rate Bond

Amount úNaN

Term ? year

Interest Frequency 0

My New Fixed Rate Bond Rate

NaN% Gross pa

We've summarised your choices below, to help you decide what to do next.

Please choose 1 of the following 2 choices

1. Reinvest
If you'd like to reinvest in another <1 or 2> year Fixed Rate Bond, you don't need to do anything. We'll reinvest your savings for you.

2. Do not want to reinvest at this time
I wish to opt-out of automatically reinvesting into a new Fixed Rate Bond at this time and would like my funds along with any interest due paid into my nominated account on maturity.


Annual Equivalent Rate (AER) - this is a notional rate used for interest bearing accounts, which illustrates the interest rate if paid and compounded each year. It helps you to compare the effective rates of credit interest on different accounts.

Gross - this means the interest rate you are paid before the deduction of basic rate income tax

Early closure will result in an Early Closure Charge (except in the event of your death or non-voluntary redundancy). The Early Closure Charge will be the lower of (a) the gross interest that has been earned on your Bond or (b) an amount equal to 90 days' gross interest. The Early Closure Charge will be deducted from interest that remains within your Bond but if that amount is insufficient the balance will be deducted from your deposit. The total of the interest paid and Bond balance you receive back from us will be no less than your original deposit.