e-Savings
Offers a rewarding rate of 1.00% AER/Gross (variable)
- No minimum balance
- Instant access to your money 24/7
- No penalties and no withdrawal charges
- Easy to manage with online and mobile banking
- Monthly interest paid directly into your account
Our full range of instant access savings accounts
Our instant access savings accounts allow you to save but give you flexible access to your money.
| Savings Account | AER (variable) | Ideal for ... | Manage account | Save from | |
|---|---|---|---|---|---|
| e-Savings | 1.00% | …earn 1.00% no matter how much you save in this online-only account |
| £1 | Find out more |
| First Reserve | 0.10% | …starting your savings, with access to your money if you need it, using a cash card |
| £1 | Find out more |
| Reward Reserve | 0.10% for balances below £2,000 to
0.30% for balances above £50,000 (excluding bonus) | …earning a bonus if you can limit your withdrawals |
| £2000 | Find out more |
| Advantage Reserve | 0.10% for balances below £2,000
0.90% for balances above £250,000 | …Advantage Gold (£12.95 monthly account fee), Advantage Private (£19.95 monthly account fee) and Black current account (£24.00 monthly account fee) |
| £2000 | Find out more |
 Looking to save tax efficiently? Consider an e-ISAMost savings interest is taxed. However, the interest on our e-ISA isn't - you'll earn 2.00% AER (variable) from £1. You can save up to £5,340 this tax year. | |||||
Earn over £75,000?
Enjoy preferential savings rates with NatWest Private Banking.