• 0% on balance transfers for 16 months from account opening – if you switch your balances within three months of opening your account
• 0% on purchases – for three months from account opening
• 2.9% balance transfer fee (minimum £5), and a Typical 16.9% APR (variable)
• Advantage Gold customers will get an initial 1% discount on their APR for at least 12 months. Rates variable. £12.95 monthly fee for Advantage Gold account applies.

The NatWest Platinum Credit Card is available subject to approval, only to customers with an income of at least £10,000 and aged 18 or over. These services are for the attention of UK residents only and are only available in the UK. Please view Summary Box for important information on interest and charges.

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This offer is only available for application online.

We may end any introductory offer, including any balance transfer offer, if you do not pay on time or stay within your credit limit. Balance transfers are limited to 95% of your available credit limit so, if your new Platinum Credit Card has a limit of £2000, you could switch up to £1900. Balance transfers from other Royal Bank of Scotland Group cards are not permitted. Please note that if you take advantage of the 0% balance transfer offer and the 0% purchase offer, your monthly payments will be used to pay off your balance transfer first. Interest on fees and charges is payable in line with our terms and conditions.

View our full range of credit cards

The application process takes place within a secure Web site. All information submitted is protected by strong security techniques including 128-bit encryption so that it cannot be read by others.

The information you provide will be subject to a credit search with a credit-scoring bureau. Each time a credit search is conducted it is recorded against your details held at the credit-scoring bureau.