What mortgage suits me?
When you’re choosing a mortgage, make sure you know what’s most important to you.
Want to know exactly what your monthly mortgage repayments will be? A fixed rate mortgage is ideal. Budgeting is easy, because whatever happens to interest rates, your repayments stay the same during the deal period.
A bridging loan is usually taken out to help you buy your next property if the sale of your existing property hasn’t been completed. It can also be used to fund major refurbishments, or to buy a business. However, a bridging loan is only ever a short-term solution.
If you need additional money, you may be able to borrow more with your mortgage. You can borrow for home improvements or almost any other purpose. Borrow from as little as £1,000, up to 90% of the value of your home – and spread the repayments over the remaining term of your mortgage or repay the additional borrowing earlier.
Do you dream of owning property in Spain, but find that you’re put off arranging a mortgage with an overseas bank? You may want to consider a Spanish Mortgage service from a UK bank – a hassle-free, reliable way to buy in Spain.
Thinking of becoming a landlord? Buy-to-let mortgages help you build up a portfolio of investment property, and most lenders also offer buy-to-let remortgages.
Get in touch
Call us on
0800 096 9527
Minicom
0800 917 0789
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(excl. public holidays).
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