I would like to borrow more


Why NatWest?

We have retained the title as 'Best Bank for Mortgages' for an impressive 18th time in the past 22 years. Find out more

Need to borrow some more money?

You could borrow up to 90% loan to value of your property for almost any purpose. As the borrowing is secured against your home, it could be cheaper than taking a personal loan or putting it on your credit card.

  • Find me an additional borrowing deal

  • How much can I borrow?

  • About our mortgages

  • Common questions about mortgages


Your home may be repossessed if you do not keep up repayments on your mortgage.

Additional borrowing

If you are considering borrowing more on your mortgage, we lend up to 90% of your property value. If you are switching to a new deal and taking additional borrowing at the same time, you can benefit from taking all borrowing on the same rate and you will only pay one product fee.

If you are borrowing more, and already in an existing mortgage deal, we have an additional borrowing range you can choose a new deal from.

I’m switching to a new deal and taking additional borrowing
I’m adding additional borrowing only

Key points to remember:

- The minimum additional borrowing is £1,000.

- Any borrowing above 75% LTV (Loan To Value), must be taken on a 'Capital & Interest' basis.

We will lend to you based on the valuation we hold for your property. If you feel this valuation has changed, you can speak to our advisers to discuss your options. You can find your outstanding mortgage balance on your latest annual statement, use this and the valuation we hold for you to calculate your LTV.

Get in touch

Lines are open: Mon to Fri 8am-8pm, Sat 9am-4pm (excl. public holidays). Calls may be recorded.