Apply for a Personal Loan
- Safe and secure online application
Important information - read this before you apply
- You need to be aged 18 or over and a permanent resident in the UK for tax purposes.
- You need a regular income or finances in good health
- Please note our Personal Loans are only available to existing NatWest current account holders.
- For loans under £15,000, the maximum repayment term is five years.
- For loans between £15,000 and £25,000, you can borrow over a maximum of seven years.
- View a summary box of our rates and charges for online loans.
For existing customers
Already have an account with NatWest?
Not got a NatWest current account?
Our personal loans are only available to NatWest current account holders. Not got one?
Important information - read this before you apply
You need to be aged 18 or over and a permanent resident in the UK for tax purposes.
Please note our Personal Loans are only available to existing NatWest current account holders.
For loans under £15,000, the maximum repayment term is five years. And for loans between £15,000 and £25,000, you can borrow over a maximum of seven years. However, if you borrow over £2,500 for home improvements, the maximum term is 10 years.
View a summary box of our rates and charges for online loans.
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If you bank online we could save you time by pre-filling your application.
Over 18s only. Rates depend on circumstances and loan amount.
Money in your account next day applies to existing NatWest online banking customers who apply between 6.30am and 5.55pm Monday to Thursday (excluding public holidays). For customer who meet all of our credit requirements, have their loan application accepted, are eligible and choose to complete their loan documentation online, the loan funds will be available the next working day from 9.00am. In some cases we may need to refer a decision, in which case, it may take longer.
Maximum term for loans up to £14,950 is 5 years, and up to 10 years for home improvement loans over £2,500.
Final Checklist
Before you apply make sure...
- You have a NatWest current account
- You have a regular income or finances in good health
- You are aged over 18
- You know your income, employer's name and employer's address
- You have your last three years address details