Need a top-up?

If you have a loan with us already, and are looking to borrow a bit more, then why not consider applying to top up your existing loans with us?

Personal Loan rates are fixed for the lifetime of the loan
Apply to repay your loan over 1 to 10 years
1% discount for Advantage Gold & Private and Black Account customers

When you top-up your loan, this could mean that you take a new loan and close your existing loan. When this occurs, the new loan will be priced at the new rate an early settlement fee may be charged.

Limited offer:

Representative 8.9% APR
for online loans of £7,500 to £14,950.

Other loans amounts are available at other rates.
Rates charged will depend on your circumstances and loan amount.

Over 18s only. Rates depend on circumstances and loan amount.

Loans at the offer rate of Representative 8.9% APR are limited and may be withdrawn at any time

Money in your account next day applies to existing NatWest online banking customers who apply between 6.30am and 5.55pm Monday to Thursday (excluding public holidays). For customer who meet all of our credit requirements, have their loan application accepted, are eligible and choose to complete their loan documentation online, the loan funds will be available the next working day from 9.00am. In some cases we may need to refer a decision, in which case, it may take longer

Maximum term for loans up to £14,950 is 5 years, and up to 10 years for home improvement loans over £2,500.

Apply now

Apply online

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0800 200 400

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0800 404 6161

Monday to Friday 8am-8pm
Saturday 9am-6pm
(excluding public holidays)
Calls may be recorded