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Existing NatWest Loan Customers

Help, guidance and information for our existing loan customers

Representative 6.4% APR
for loans of 7,500 to 14,950. Our rates depend on your circumstances and loan amount and may differ from the Representative APR. Over 18s only.

Can we help you with...

New! Use our loan 'quick quote' tool

Find out if you’re likely to be approved and how much you may be able to borrow – in just 2 minutes.

View your personalised interest rate and monthly payments

Zero impact on your credit rating more info

Provide us with a few details and we’ll give you an indication of whether we can help with your loan. If you choose to apply additional checks (including a full credit check) may be carried out and this may affect our decision.

Representative Example (what's this?):

Borrowing 7,500.00 over 5 years at Representative 6.4% APR and Interest rate 6.40% p.a. (Fixed) will cost 145.76 per month, with a total amount payable of 8,745.60.

Helpful tools

Representative APR loan calculator

What is a representative APR?

Home improvements loans above 2,500 are available over an extended term of up to 10 years. You may be asked to provide evidence that the loan is for a home improvement.

Enter between 1,000 and 25,000


You can choose to pay over 1-5 years

Representative Example


over 5 Years



Interest rate

6.4% (Fixed)

will cost

145.76 per month

Total amount payable:


Rates depend on circumstances and loan amount.

Benefits for existing NatWest loan customers

Borrow up to 25k in total across your loans.

Flexible options: run multiple loans side-by-side or merge existing loan into a new one

View and manage each of your loans in online banking

Could you save by moving your loan to a lower interest rate? 58 days interest charge applies

Apply online for a NatWest Loan

  • You could get a quote in less than 5 minutes
  • Option to repay or continue your old loan when you apply
  • View and manage your loans in online banking
  • And if you already bank online with us:
    • - Receive your funds next working day
    • - We can pre-fill your information saving you even more time
    • - Open your loan paper-free (eliminate postal delays and keep your information safe)

Important information about NatWest loans:

Our rates depend on your circumstances and loan amount and may differ from the Representative APR.

You'll have to be 18 or over and existing NatWest current account customer