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Collective Investments

The value of investments, and the income from them, can fall as well as rise, and you may not get back the full amount you invest.

Collective Investment Funds Limited.

The collective investments that from the 3rd December 2012 are only available to existing customers are;

  • Investment Funds
  • Expert Managed Solutions
  • Capital Protected Investment

You can find the specific name of your investment in your contract note or your most recent statement, however if you are unsure which investment you hold or have lost your letter please contact us.

I would like to add a new payment to my investment?

Capital Protected Investment.

  • We do not accept any new payments to this investment.

Investment Fund and Expert Managed Solutions

  • you can invest additional single increments of 250 or more per fund,
  • you can invest a regular monthly amount from 50 a month per fund with increments of 10 or more,
  • when you make additional payments to your investment charges will apply.
  • To make an additional payment please write to us with a completed additional payment form.

If you need more information please contact us

You can add to your investment by writing to us, please enclose a cheque made payable to National Westminster Bank plc. When you make additional payments to your investment charges will apply, please contact us for further information.

How can I see how my investment is performing?
You will receive a statement in May and November every year showing transactions throughout the period and a recent valuation of your investment. Alternatively, you can call us for an up to date share price.

Where can I find the share price of my Fund?
You can check the price of the fund in the Financial Times, published on a daily basis or via our online prices. Alternatively, you can call us for an up to date share price.

I want to withdraw from my investment?

Collective investments are designed as a medium to long term commitment which you should plan to stay invested in for at least five years. You can, however make withdrawals and should bear in mind the following:

  • If you invest through a Stocks and Shares ISA up to the Government’s yearly ISA limit then make a withdrawal, you will not be able to reinvest that amount back into an ISA in the same tax year;
  • The minimum withdrawal amount is 500 per fund you are invested in;
  • You must keep at least 500 in each fund that you are invested in, unless you have an active Direct Debit, linked to a particular fund;
  • We will send you a cheque or direct credit payment five working days after receiving your signed written request, subject to our requirements being met, which include having a clear and unambiguous request to withdraw funds, and provision of any identification that may be necessary to satisfy anti-money laundering requirements.

Should you need to withdraw your investment please write to us to confirm your requirements.

How do I change my Direct Debit details?
If you want to change the amount of your Direct Debit, the date it is collected or to amend your account details – call us or write to us to confirm your requirements.

Financial Advice Service

Learn more about our Financial Advice Service and how we can help with your overall financial planning

Get in Touch

  • Call us on
    0845 300 2585

    If you have hearing or speech difficulties, please dial Minicom
    0800 404 6161

The lines are open: Monday to Friday 8am – 6pm (excluding bank holidays) Calls may be recorded.

You can write to us at :
RBS Collective Investment Funds Limited
PO Box 9908
Chelmsford
CM99 2AF