Why financial planning?

At NatWest we do more than help people with their day-to-day finances. We also help them build a better long-term financial future for themselves and their families.

The only way to bring any sense of certainty to your financial future, is to make realistic plans for it. And to make these plans you need professional help. Our Financial Planning service is designed to help people understand their financial priorities and aspirations – and to put plans in place to help achieve them.

Lots of people put off making financial plans – it’s human nature. But by acting now, you really could make a difference – whether you want to plan for something special, protect yourself and your family or make sure you can live comfortably in retirement. The sooner you start, the bigger the potential benefits.

Our fully qualified Financial Planning Managers provide advice on:

• Protection for you and your family
• Investing for the future
• Planning for your retirement
• Providing for your children’s future
• Dealing with a change in circumstances

What do you want from life? What really matters? Whatever the answer, chances are you’ll need the financial plan to back up your dreams. Which is why it makes sense to set out your plans – and how you're going to achieve them – now.

• A better future – from the day you start your first job, right through to the moment you retire, it makes sense to plan towards the things you want out of life. Whether you’d like a mortgage-free future or simply a certain standard of living, it pays to make plans as soon as possible.
  More on building a better future.

• Providing for your family – it's never too early to start planning for family life and all the responsibilities it brings from helping your children through university to the deposit on their first flat. We can also help you provide for your children, should the worst happen.
  More on providing for your family.

• When you retire – travelling the world or simply spending time with your grandchildren, these days, retirement can be one of the most active stages of your life. And all that activity is going to mean putting away the right amount of money now – to give you the lifestyle you've always dreamed of.
  More on when you retire.

Beyond these events, there’s a wealth of other reasons why you may need some financial advice. You might want to plan for something special, have inherited some money and don’t know where best to invest it or just want to feel reassured about your financial future.

Whatever the reason, our Financial Planning Managers can give you the advice you need.

At NatWest we have more than 900 qualified Financial Planning Managers working from our branches across the UK.

When you deal with a NatWest Financial Planning Manager, you can expect:

• Professionalism – our fully qualified staff are there to help you
• Honesty – we'll only make recommendations about products that we believe are right for you
• Openness – we'll provide written explanations of the reasons for our recommendations
• No hard selling – we'll provide a no-obligation review of your financial aims and needs

In addition to offering you expert planning advice from NatWest, we work in partnership with Aviva to ensure we can provide the best solutions to meet your long-term financial needs.

We chose Aviva as our financial services partner because of their:

• Size – they're part of the world's fifth-largest insurance group and the largest insurance services provider in the UK
• Product range – through Aviva we have access to a wide range of products including life and critical illness cover, regular savings, lump sum investments and pension plans
• Trust – they've been helping people in the UK with their investment, retirement and protection needs for over 200 years.