Guaranteed Income Bond

Guaranteed Income Bonds allow you to invest your money for a fixed time period, typically between 4 and 6 years. Guaranteed Income Bonds are designed to offer you complete protection for your original investment, provided you hold the Bond for the full term, and a guaranteed regular fixed income for the term of the investment.

Prepare for your future – call Financial Planning Direct on 0800 051 1868.

Guaranteed Income Bonds are lump sum investments held for a fixed term. The Bonds pay a fixed regular income for the duration of the term. The fixed income received is guaranteed, as is the return of your original investment, as long as the Bond is held until maturity.

For more information download the Guaranteed Income Bond Product Guide (PDF, 282KB)

Get Adobe Acrobat Reader ^® (from www.adobe.com)
Visit access.adobe.com

The Guaranteed Income Bonds we offer have limited availability and features such as the length of time the money is invested will change depending on what Guaranteed Income Bonds we have on sale at that time.

• Guaranteed Income Bonds usually allow you to invest for 4 years up to 6 years
• May have a minimum investment amount of as little as £5,000

Find out what Guaranteed Income Bonds we currently have on sale, call Financial Planning Direct on 0800 051 1868

• When opening a Guaranteed Income Bond you should remember that you are committing your money for a fixed term. This time period will be documented in the Details of Terms.
• If you decide to cancel your investment before the issue date of the Bond you will receive all your money back. After this date, we will send you a cancellation notice. If you decide you don’t want to invest, you should complete and return the cancellation notice to us within 30 days of receiving it. If you cancel within the 30 day period, we will return all your money, less any fall in the investment value during this period. You may get back less than you paid in.
• Please be aware that ‘guarantee’ refers only to the return of your initial investment and the payment of the income, as long as the Guaranteed Income Bond is held until maturity.
• This investment aims to return all the original money invested at the end of its term. This guarantee is offered by NatWest Life Assurance Ltd . The cost of offering this protection will affect the returns you get.
• NatWest Life Assurance Ltd is a member of the Financial Services Compensation Scheme (FSCS). The Scheme can pay compensation to customers if they are eligible and a regulated firm is unable to pay claims against it, usually if the firm stops trading or is insolvent. You will normally be covered for 100% of the first £2,000 plus 90% of the remainder of the claim, without any upper limit (with effect from 1/1/10 maximum 90% of the claim, without any upper limit). Most retail consumers (this includes private individuals and some small businesses) are eligible under the Scheme. For further information on the conditions governing compensation and details on how to apply please refer to the FSCS at www.fscs.org.uk