Capital Protected Investment

Balancing growth and security

• 100% of the growth in a Global Basket of Stockmarket indices up to a maximum 60% return on your investment.
  If you keep your capital invested until 9 January 2015, the Capital Protected Investment Fund 6 aims to provide a return of your original investment plus 100% of the growth in the Global basket (subject to a maximum of 60% on top of your original investment).
  
  
  • Special Instant Access Savings Account
    
    On balances up to half of the amount invested into Capital Protected Fund 6:
    You will receive an interest rate of 2% above Base Rate guaranteed until 9 January 2010 – the interest paid is currently 6.50% AER (6.35% Gross). For Advantage Gold and Advantage Private customers an additional 0.25% guaranteed until 9 January 2010 – the interest paid is currently 6.75% AER (6.59% Gross)
    AND
    On balances greater than half of the amount invested in Capital Protected Fund 6 and all balances from 9 January 2010 until 9 January 2015:
    You will receive an interest rate of 0.5% below Base Rate guaranteed – the interest paid is currently 4.00% AER (3.94% Gross)
    
    
• With the Capital Protected Investment your original investment is protected
  The Capital Protected Investment Fund 6 benefits from the growth in a diversified basket of the world’s leading stock market indices, up to a maximum return of 60% on top of your original investment. Capital Protected Investment Fund 6 is designed to operate over a six year period and therefore encashment prior to the end of the 6 year term could result in you receiving back less than your original investment.
  Even if the Global Basket falls, at the end of the term, your investment will still be protected (provided you invest your money for the full 6 year period).
• You can invest tax efficiently
  The Capital Protected Investment Fund 6 allows you to invest tax efficiently by using your annual Stocks and Shares ISA allowance and/or your Capital Gains Tax annual exemption.
  
  Interest payable on balances invested in the Special Instant Access Savings Account would be subject to income tax.
• Three ways to invest in the Capital Protected Investment Fund 6
  1. Invest using your Stocks and Shares ISA allowance
  2. Invest directly (non ISA)
  3. Transfer any existing Stocks and Shares ISAs
• Limited offer
  The Capital Protected Investment Fund 6 is available on a limited issue basis with a closing date of 22 December 2008 (or sooner if it sells out). If you plan to transfer an existing ISA, the closing date for completed applications is 26 November 2008.

Potential returns
Common questions

Please read this important legal information

You may need Adobe Reader to view some of these documents.
Get Adobe Reader. Visit access.adobe.com.