Life Cover

Cover your family can rely on

You work hard to take care of your family. But what would happen if you weren't around - or were unable to work through illness?

Life cover benefits

Our life cover plan pays a guaranteed cash lump sum if you die during the term of the policy. This could provide financial support for your family, or to help repay a mortgage or loan.

• Instant cover - apply now and get free automatic cover for up to 90 days while we process your application (exclusions apply)
• No pressure - decide at your own pace, with our 30 day money-back guarantee
• 2-40 year terms - choose how long you need cover, as long as it ends before your 70th birthday
• Wide age range - cover is available to UK residents aged 18-64
• Joint cover - if you've got a joint mortgage, why not take out joint life cover?

Common questions on Life Cover

What are your options?

• Level term cover - usually provides financial protection if the family breadwinner dies, but can also cover borrowing. The amount of cover remains the same throughout the term of the plan.
• Decreasing term cover - designed to cover the money you owe on a mortgage or loan. The amount of cover reduces over the term of the plan, in line with what you owe on the mortgage or loan.
• Critical illness cover - suffering a heart attack, stroke or other critical illness could really upset your finances, and disrupt family life. Our optional critical illness cover is available as part of your life cover policy - and could provide the money you need to help rebuild your life. More about critical illness cover.

Important information

Your life cover will stop if you stop paying the premiums. The plan has no cash in value at any time. From time-to-time, it's wise to review the cover you have in place, as inflation could erode what your life cover will be worth in the future.

Please read this important legal information.