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Insurance

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NatWest customers - 15% off

Car Insurance

  • NatWest customers get a 15% first year discount. Subject to minimum premium.
    New customers only.
  • Uninsured driver promise
  • 24 hour accident recovery
  • £1,000 in car cover for permanently fitted audio, satellite navigation and entertainment equipment

Get a quote or apply online for car insurance

We’ve designed our comprehensive cover to give you the following features and benefits as standard:

Our uninsured driver promise will cover you if you’re hit by an uninsured driver and you’re found not to be at fault. We’ll cover your excess and your no claims discount won’t be affected.

If you make a claim and use one of our approved repairers, we’ll give you:

  • a courtesy car (subject to availability)
  • your car collected and delivered back to you, cleaned inside and out
  • a 5 year guarantee on repairs

Option to protect your no claims discount, if you have 4 years or more.

Reduce your premium with our flexible choice of excess.

UK only call centres.

Discounts available

Existing NatWest customers get a 15% first year discount

Existing NatWest home Insurance customers get a further 10% first year discount

Existing NatWest customers get a 15% first year discount if you take out a new car insurance policy with us. Please input the code ‘ NW15’ into the promotional section of the ‘Your details’ page.

If you are already a NatWest home insurance customer you will get a further 10% first year loyalty discount when you take out NatWest car insurance.

Up to 65% no claims discount, up to 70% if you’re over 50.

All discounts apply to new car insurance customers in the first year only to comprehensive and third party fire and theft policies. Quotes are valid for 30 days. Discounts are subject to a minimum premium.

Monthly Payments


Monthly payments subject to eligibility and credit agreement. Credit facilities: Over 18’s only. Representative 24.1% APR. Two payments will be collected at the start of your policy followed by 10 remaining monthly instalments.

Download our policy wording ( PDF, 189KB)

You may need Adobe Reader to view some of these documents. Get Adobe Reader. Visit access.adobe.com.

Please see car policy wording for full details of cover

NatWest Car Insurance is not available in Northern Ireland. Conditions apply.

NatWest Car Insurance is underwritten by U K Insurance Limited. The Wharf, Neville Street, Leeds, LS1 4AZ. Registered in England No: 1179980

Benefits Comments
Windscreen/glass replacement Your no claims discount isn't affected

Available with comprehensive cover only and subject to payment of the policy excess.
In-car audio equipment cover Up to £1,000

Unlimited cover on all manufacturer fitted audio, satellite navigation and entertainment equipment.
Applies to comprehensive and third party fire and theft policies only. Subject to payment of the policy excess.
Personal cover for you and your partner in a motor accident £5,000
No claims discount protection Optional
Uninsured loss recovery If an accident's not your fault, we'll pay up to £100,000 legal costs to help recover uninsured losses (e.g. compensation for personal injury or your excess under a 'comprehensive' policy). Optional.
Preferential rates on breakdown assistance Optional service provided by Green Flag
24-hour helpline for accident recovery Start your claim with just one phone call.
Courtesy car Replacement car while your car is being repaired after an accident
(subject to availability from an approved repairer)

Download our policy wording ( PDF, 189KB)

You may need Adobe Reader to view some of these documents. Get Adobe Reader. Visit access.adobe.com.

Please see car policy wording for full details of cover

NatWest Car Insurance is not available in Northern Ireland. Conditions apply.

NatWest Car Insurance is underwritten by U K Insurance Limited. The Wharf, Neville Street, Leeds, LS1 4AZ. Registered in England No: 1179980

Ways to apply

  • Call us on
    0800 051 5405

    Minicom
    0800 051 3030

Lines are open:
Mon to Fri 8am-8pm,
Sat 9am-5pm,
Sun 10am-5pm,
Bank Holidays 9am-5pm
(excluding Christmas Day, Boxing Day, New Years Day and Easter Sunday).

Calls may be recorded.