Apply for your Adapt account

Our Adapt account is packed with benefits to help you manage your day-day finances.

Why Adapt?

  • Give your card more personality with your own photo or design for £5 (for each new card design)
  • Spend in shops, over the phone or online with your debit card

Important information - read this before you apply

  • You need to be aged between 11 and 18 years old.
  • Please ensure you have read the product information and fully understand the rates and charges associated with this current account.
  • Please also make sure you have read the terms and conditions (PDF, 399KB).

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Continuing your application online


New customers - Apply

New to NatWest? Start your application.

I do not currently bank with NatWest

For existing customers - Apply

Already have an account with NatWest?

I bank online with NatWest
I bank with NatWest but not online

If you bank online we can save you time by
pre-filling your application and opening your
account instantly.