Apply for your Step account

Our Step current account is packed with benefits to help you manage your day-to-day finances:

Why Step?

  • Free day-to-day banking without subscription charges
  • No borrowing facilities
  • We make it easy to switch from another bank

Important information - read this before you apply


Continuing your application online


New customers - Apply

New to NatWest? Start your application.

I do not currently bank with NatWest

For existing customers - Apply

Already have an account with NatWest?

I bank online with NatWest
I bank with NatWest but not online

If you bank online we can save you time by
pre-filling your application and opening your
account instantly.