Apply for a current account
Return to current accounts
Which account would you like to apply for?
Current Plus
Our regular current account offering flexible day-to-day banking:
- Overdraft available (subject to eligibility) - extra breathing space for your finances
- Chequebook available (subject to eligibility) - a handy way to pay
- Online banking - stay on top of your finances, any time of day or night
- Benefits worth up to £713 for just £12.95 a month
With our 5 Star Defaqto Rated current account you’ll be entitled to a great range of benefits this winter including:
- 5 star travel insurance - even for winter sports
- Mobile phone insurance - even for iPhones
- Car breakdown cover - even on your driveway
- Enjoy benefits worth up to £1,639 for just £19.95 a month
Advantage Private brings you a wealth of great benefits with a real personal touch including:
- Concierge service
- Annual 5 star UK & worldwide travel insurance
- 24/7 home emergency cover
- Personalised mortgage, tax service and savings rates
Advantage Private is available to those persons with a minimum sole annual income of £75,000 or joint income of £100,000 or savings of £50,000
Student current account
For 1st year undergraduates, apply for an interest free overdraft up to £1000
Graduate account
Make the move to the world of work, with an interest-free overdraft and tailored rate graduate loans.
International students
Coming to study in the UK from overseas? Get mobile phone insurance and more.
Adapt account
A NatWest Adapt current account lets you design the look of your bank card, with a photo of you or your mates (We charge £5 for each new card design.)
Step account
A simple bank account with no arranged overdraft facility



