Apply for a current account

Return to current accounts

Which account would you like to apply for?

Regular current account

Our Current Plus account with free everyday banking

Current Plus

Our regular current account offering flexible day-to-day banking:

  • Overdraft available (subject to eligibility) - extra breathing space for your finances
  • Chequebook available (subject to eligibility) - a handy way to pay
  • Online banking - stay on top of your finances, any time of day or night


Accounts with extras

Our Advantage accounts come with built in benefits which could save you money

Enjoy up to £207 of savings, for just £6.95 a month
Save up to £207 a year

Advantage Blue brings you a package of benefits to help make life easier and more enjoyable including:

  • Mobile phone insurance, including iPhones, or car breakdown cover
  • Railcard (16-25) or Family & Friends Railcard
  • 25% cashback on gigs and shows

Benefits worth up to £713 for just £12.95 a month
Save up to £713 a year

With our 5 Star Defaqto Rated current account you’ll be entitled to a great range of benefits this winter including:

  • 5 star travel insurance - even for winter sports
  • Mobile phone insurance - even for iPhones
  • Car breakdown cover - even on your driveway

Enjoy benefits worth up to £1,639 for just £19.95 a month
Save up to £1639 a year

Advantage Private brings you a wealth of great benefits with a real personal touch including:

  • Concierge service
  • Annual 5 star UK & worldwide travel insurance
  • 24/7 home emergency cover
  • Personalised mortgage, tax service and savings rates

Advantage Private is available to those persons with a minimum sole annual income of £75,000 or joint income of £100,000 or savings of £50,000




Students and graduates

A package of banking benefits and extras designed for the way you live your life.

Student current account

For 1st year undergraduates, apply for an interest free overdraft up to £1000


Graduate account

Make the move to the world of work, with an interest-free overdraft and tailored rate graduate loans.


International students

Coming to study in the UK from overseas? Get mobile phone insurance and more.



Young people

Adapt - Our exclusive account for 11 – 18 year olds

Adapt account

A NatWest Adapt current account lets you design the look of your bank card, with a photo of you or your mates (We charge £5 for each new card design.)



Other accounts

An additional account option

Step account

A simple bank account with no arranged overdraft facility