Apply for your YourPoints World Credit Card

Important information - read this before you apply


Continuing your application online


Existing customer?

If you use online banking we can save you time by pre-filling your application.

I use online banking - Apply
I don’t use online banking - Apply

New customers

New to NatWest? Start your application.

I do not currently bank with NatWest

Advantage Gold customer?

If you also have an Advantage Gold current account you will get a 1% initial discount on the APR for which you qualify for at least 12 months. Rates variable. To take advantage of this apply online using your online banking details or call us on 0800 096 0220 (Minicom 0800 028 5304). If you apply by phone, be aware that a different offer could be available.


Lines are open: Mon to Fri 8am-8pm, Sat 9am-6pm (excl. public holidays). Calls may be recorded

Final checklist...

Before you apply, make sure:

  • You have an income over £10k p.a. (customers on a lower income may be considered)
  • You are aged over 18
  • You are a UK resident
  • You know your income, employers name and address
  • You have your last three years address details
  • You have not applied for this credit card with us within the last six months