Bonus YourPoints Scheme ("the scheme")

1. The terms of this scheme and all points credited under it are subject to the YourPoints terms and conditions.

2. 2,500 points will be credited to your YourPoints account within 30 days of the day you receive your YourPoints World MasterCard and on the anniversary of that day each year.

3. We may, at our reasonable discretion, refuse to award points under this scheme if: i) you breach your credit card agreement or the YourPoints terms and conditions; or ii) we suspend use of your credit card ; or iii) you or we give notice to end your credit card agreement.

4. We may vary or end this scheme by giving reasonable prior notice.