Apply for your Platinum Credit Card

Important information - read this before you apply

  • Typical 16.9% APR (variable)
  • We use your application details and information obtained from credit reference agencies to decide the APRs. Over two thirds of our customers offered a credit card will receive our advertised rate of 16.9% APR (variable). For other customers the effective APRs for purchases and balance transfers will all either be 17.9%, 18.9% or 19.9%
  • Please ensure you have read about our Platinum Credit Card and understand the rates and fees and important information associated with this credit card.

Existing NatWest current account customer?

If you use online banking we can save you time by pre-filling your application.

I use online banking - Apply
I don’t use online banking - Apply

No NatWest current account?

You can still apply. Start your application.





 Apply now

Advantage Gold customer?

If you also have an Advantage Gold current account you are guaranteed a 1% initial discount on the APR for which you qualify for at least 12 months. Rates variable. To take advantage of this apply online using your online banking details or call us on 0800 096 0220 (Minicom 0800 028 5304). If you apply by phone, be aware that a different offer could be available.

Lines are open: Mon to Fri 8am-8pm, Sat 9am-6pm (excl. public holidays). Calls may be recorded


Final checklist

Before you apply make sure:

  • You have an income of over £10k p.a.
  • You are aged 18 or over
  • You know your income, employer’s name and employer’s address
  • You have your last three years address details
  • You have not already applied for this card within the last six months
NatWest Platinum Card