Accidental death benefit

Save up to £18

How we worked out your potential savings

It’s a subject nobody wants to think about. However, if you were to die in an accident, Advantage Gold provides your family with some valuable cover.


Want to apply for accidental death benefit?


Good news, you’re automatically covered for this benefit.




Extra help at a difficult time

  • Lump sum – to help your family through a difficult time
  • Up to £15,000 cover – worth up to £18 a year
  • Extra protection – up to £200,000 if you’re travelling in licensed public transport or a hire car

Does everyone get the same cover?

Most of our customers enjoy the full cover. However, there are two important exceptions:

  • Joint accounts – the cover is split equally between you and the other account holder
  • Over age 70 – the cover is reduced by 50%

Your family should call 0845 841 0059. The caller should have your Advantage Gold account number to hand. They should call within 60 days or as soon as possible after the date of your death.

Alternatively, they can write to:

ACE European Group Ltd
A&H Claims Department
200 Broomielaw
Glasgow G1 4RU

Or email: claims@acegroup.com


More information

Overview of your accidental death benefit

Download a PDF

Full terms and conditions of your accidental death benefit

Download a PDF

Key facts about insurance services provided by NatWest

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How we worked out potential savings

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