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| Standard cover | Elite Cover | |
|---|---|---|
| Independent rating from Defaqto |  |
 |
| Blanket buildings cover | Up to £50,0000 | Up to £100,000 |
| New for old cover |  (apart from clothing) |
|
| Accidental damage cover for home entertainment | |
|
| Valuables single item limit | £2000 | £3000 |
| Sports equipment and membership fee cover if you can’t use your fitness club due to accidental injury | (max claim £500) |
|
| Freezer contents | £500 | Unlimited |
| Garden contents cover | £500 | £1500 |
| Business equipment in your home | £5000 | £10,000 |
| Money in the home | £300 | £1000 |
| Credit card misuse | £500 | £5000 |
| Locks on outside doors | £1000 | Unlimited |
| Matching items cover (we will make sure that any items damaged are replaced with matching items, i.e. sofas, bathroom ware) | |
