Protection benefits

Your Advantage Gold membership protects you and your family through a range of inclusive services and discounts that cover everything from your mobile phone to your home.

Mobile Phone Insurance

Take advantage of Mobile Phone Insurance worth up to £144. It covers loss, theft, accidental damage, water and liquid damage, electrical and mechanical failure and unauthorised calls. We'll even send you a brand new phone (including SIM card) in the event of loss, theft or if the phone cannot be repaired up to the maximum original retail value of £500 including VAT. If you have a joint account you can also obtain cover for your family member. Cover also includes PDA’s.

Register online

To make a claim call Advantage Membership Services on 0845 300 3695

Please note: cover will commence 21 days after you register your details

Important Information: Your mobile phone insurance supplier has changed. Find out more

Identity Theft Protection

Our Identity Theft Protection gives you protection against ID fraud, including access to:

• £5,000 worth of cover against expenses incurred in defending and restoring your credit status after fraudulent activity
• A complimentary credit report which allows you to view your credit history and any potentially fraudulent credit applications
• Our online card monitoring service which alerts you if your registered card details are being traded on the web
• Emergency helpline and Fraud Resolution Service to help you if you are a victim of Identity Theft
• CIFAS Registration – which provides extra protection against any potential fraud that may be attempted

You must register for the Identity Theft Protection service, call 0845 300 3695 to register.

Background on Identity Theft
Find out more about your identity theft benefits
Registration page

Pay less for car insurance

Find out more about how to get 10% off your first year_s NatWest car insurance

Get a quote here using the promotional code NWADV

Car Breakdown cover with Green Flag

Whether you break down at home or on the roadside, your car (and all cars owned by you and registered at your address) are automatically covered for roadside assistance. This service includes:

• Call-out and Roadside Assistance - anywhere in the UK
• Home-Call Recovery Service - if you can’t start your car on a cold winter morning or you break down a ¼ mile from your home we can help
• If necessary, transportation to a local repairer (free recovery up to 10 miles)

How do I take advantage?

For Motoring Assistance call 0800 068 5910.

Exclusions apply. For further information please see the Advantage Gold Insurance Policy (PDF, 267KB)

Additional 10% discount off 1st

year_s home insurance premium

As an Advantage Gold member you can benefit from an additional 10% discount off your first year_s Home Insurance premium, in addition to any discounts given to non Advantage Gold customers.

For a home insurance quote please call 0800 051 0348. Please quote ref: ADGUIDE

Find out more about home insurance

Free extended warranty

Buy up to 6 household appliances per year and we'll give you a year's extra breakdown warranty absolutely free (on top of the standard 12 or 24 months manufacturer's warranty). We cover appliances costing between £75 and £2,000 in value and can even extend the warranty further at a special price. For further details or to make a claim, call: 0870 60 80 890.

Accidental Death Benefit

One benefit we hope you'll never need is accidental death cover which pays out £15,000 to your family should the worse happen. You will be covered if you are over 70 with a 50% reduction in benefit.

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