Important legal information
Important information
Credit facilities: Over 18s only.
Loans
Rates depend on circumstances and loan amount. Money in your account today applies to existing NatWest customers who apply between 6.30am and 5.55pm Monday - Thursday (excluding public holidays) and meet all our credit requirements based on their individual circumstances and have their loan application accepted, are eligible and choose to complete their loan documentation online. The loan funds will be available the next working day from 9.00am. In some cases, we may need to refer a decision, in which case the decision in principle or the provision of funds may take longer.
Student account
Travel Money
The Guaranteed Capital Bond is provided by NatWest Life Assurance.
Travel services
£5 home delivery charge applies to orders under £500. Pre-packed currency is subject to availability. Commission charges apply for sterling travellers cheques and restrictions apply for home delivery and branch collections, speak to us for more details. For full terms and conditions of the Carbon Offset offer visit natwest.com/carbon.
Home Insurance
Monthly payments will be spread over 12 months.
Mortgages
The product fee discount excludes NatWest One and Offset Mortgages.
Credit Cards
Balance transfers are subject to a 2.9% fee (min 5) during the first 3 months from account opening. Different balance transfer fees apply to telephone and online applications. Existing NatWest credit card customers are not eligible for this offer. Transfers from other Royal Bank of Scotland Group cards are not permitted. Up to 56 days' interest free credit applies for purchases if current and previous month's balances are paid in full and on time.
Personal Protection
Age restrictions and terms and conditions apply. The voucher booklet will be issued after the first premium has been paid. See www.familyfundaysout.co.uk for full terms and conditions of the vouchers.
Advantage Gold account
Registered Office: 135 Bishopsgate, London EC2M 3UR.
Registered Number: 929027, England.
May 2008