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APIs for Financial Institutions
Payment solutions to help better serve your customers
Indirect Access Payments & Notifications API
By integrating this API, you’ll get accelerated access to payment schemes such as the Faster Payments Service, as well as the ability to:
- make inward and outward domestic bank-grade and non-bank grade payments using ISO 20022 PACS (JSON)
- receive real-time Payment Status Notifications in ISO 20022 PACS (JSON)
- enquire payment status through immediate or scheduled reporting.
Developer documentation is available in the Bank of APIs portal*.
*Registration is required and content access controlled.
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AutoPay Bacs API
With this API, you’ll be able to submit Bacs payments unattended and seamlessly through AutoPay Direct as well as having the ability to:
- create payment files, instructions and templates
- review and update status notifications
- access Bacs reports to easily highlight rejected payments and collections.
Security may be required. Subject to status and eligibility criteria, Fees apply.
You must hold a business current account with NatWest, and you will need to agree to the Autopay Online terms and conditions (PDF, 405KB).
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Dedicated support
A dedicated Implementation Manager will support you with the onboarding process and help you establish seamless integration with your existing Treasury Management System (TMS) and Enterprise Resource Planning (ERP).
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Sandbox Environment
A sandbox environment is available to allow self-serve format validation and enable faster onboarding.
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ISO Ready
Our payment APIs use industry-standard security and ISO 20022 formats future proof your operations.
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How does it work?
Payments used to take hours
Previously it could take up to three hours to credit payments to their members. LMCU, supported by Tata Consultancy Services, were keen to find a solution that would process payments and make them available within minutes.
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Our APIs allow real-time payments
Our partnership enables LMCU to use NatWest Bankline Direct’s faster payment rail via API connectivity to operate a 24/7 real-time payment service.
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Bankline Direct is available to NatWest business account customers who meet the specific eligibility criteria contained within the eligibility checker below. Fees apply.
**APIs are a channel option for Bankline Direct and work by directly integrating with your exisiting infrastructure to deliver real time payments and reconciliation.